31 Gas Stations That Cash Checks (2026 List + Open Near Me)

Do Gas Stations Cash Checks?

Yes, some gas stations do cash checks, but not all of them. Most locations that offer this service only cash payroll and government checks, not personal checks. Check‑cashing limits usually range from about $300 to $5,000, depending on the store. Fees often start around $3 and can go up to $8 or a small percentage of the check amount. You’ll almost always need a valid photo ID. If you need cash outside of bank hours, your best options are gas stations attached to grocery stores and travel centers like truck stops. Many of these locations stay open late, and some are open 24 hours a day.

Best Options for Your Situation

Here’s a quick look at the best gas stations to cash a check based on what you need.

This table highlights the stores that offer the highest limits, 24/7 hours, low fees, or special perks like free cashing with fuel.

Store / Gas Station	Best For	Check Limit	Typical Fee
Dillons / Kroger	High check amounts	Up to $5,000	Starts at $3
7‑Eleven	24/7 convenience	Varies by location	Varies
Walmart	Cashing all check types	Up to $5,000	$4 – $8
Pilot Flying J	Free cashing with fuel	$200 (free with 25+ gallons)	Free to varied

Below, you’ll find the full list of gas stations, grocery stores with gas stations, and travel centers that cash checks, along with details on limits, fees, and the types of checks they accept.

Types of Checks You Can Cash

Gas stations and grocery stores don’t treat all checks the same. Some places only cash payroll checks, while others accept government or tax refund checks too.

Here’s a simple breakdown so you know what to expect before you go.

• Payroll checks: The most widely accepted type. Almost every store that cashes checks will take these.
• Government checks: Includes Social Security, SSI, unemployment, and other federal or state payments. Many stores accept these.
• Tax refund checks: Accepted at larger chains like Kroger, Dillons, and Walmart.
• Cashier’s checks: Accepted at some grocery stores and Walmart, but not at most gas stations.
• Insurance settlement checks: Some grocery stores with service desks will cash these.
• Business checks: Accepted at a few stores, usually with limits.
• Two‑party checks: Harder to cash, but Walmart accepts them for a small fee.
• Trucker checks (COMchek, TChek): Accepted at travel centers like Pilot Flying J, Love’s, and Road Ranger.

What Gas Stations Can Cash Checks?

Here’s a list of major fuel stations that will cash checks, such as personal checks, government checks, and payroll checks.

1. 76

76 is a popular gas station chain.

Does 76 cash checks?

76 allows you to cash checks, but only at some locations. Since many locations are independently owned, you’ll need to check with your local station to confirm.

2. 7-Eleven

There are more than 13,000 7-Eleven stores throughout the United States. Many locations provide financial services – for example, you can cash money orders at many 7-Eleven stores.

Does 7-Eleven cash checks?

Many 7-Eleven stores cash checks through a program called Transact. With Transact, you can load a payroll check onto a debit card.

Transact works with all types of checks. And, check cashing services are available 24/7 at 7-Eleven.

The fee is typically 0.99% of the check amount. You’ll need to get a Transact prepaid card first (which you can apply for online or in-store).

3. Casey’s General Stores

Casey’s General Stores has locations in the Midwestern and Southern United States. It has over 2,600 stores in 17 states.

Some locations cash checks, but not all of them. If a location does cash checks, the store will usually only cash a local check (within the county).

4. Chevron

The company’s products are sold in more than 8,000 Chevron and Texaco retail stations across the United States. Some locations are franchised, and others are owned by the company.

Does Chevron cash checks?

Many Chevrons do cash checks, but it depends on who owns that location. So, contact your local gas station to inquire about whether they do indeed cash checks at that particular location.

5. Citgo

Citgo has more than 5,000 gas stations in 30 states.

Does Citgo cash checks?

You can cash checks at some locations. Make sure you call ahead to make sure they cash checks at the particular station you plan to visit.

6. Conoco

Conoco has about 2,000 locations across the country.

Does Conoco cash checks?

Some locations cash checks, so give your local station a call to inquire.

7. ExxonMobil

There are more than 12,000 ExxonMobil locations throughout the country.

Does ExxonMobil cash checks?

Some locations cash checks, so make sure you call ahead to ask if offer this service at your local station.

8. Shell

There are about 13,000 Shell gas stations throughout the country, which means you likely have a station near you.

Does Shell cash checks?

Many Shell locations offer check cashing services. Now, the policies vary from location to location, because many stations are independently owned. That’s why you’ll want to contact your local station to ask whether it offers a check cashing service and what the rules are.

9. Sinclair

There are about 1,300 Sinclair filling stations in 30 states in the Western and Midwestern United States.

Does Sinclair cash checks?

You can cash checks at some Sinclair locations. Make sure you call your local store to ask if it provides a check-cashing service.

10. Sunoco

There are more than 5,000 Sunoco locations in more than 30 states. It offers several services, like, for example, you can purchase kerosene at many of its locations and it’s cheap too costing only about $4 per gallon.

Does Sunoco cash checks?

Some Sunoco stores cash checks. Because the stores are independently owned, the rules and policies for check cashing are determined by each owner. Some locations accept personal checks, but it depends on each independent owner.

11. Phillips 66

Phillips 66 is another location where you can fuel up and perhaps cash a check.

Does Phillips 66 cash checks?

Phillips 66 cashes checks at some locations. It’s a good idea to call ahead to check if a check cashing service is offered at the particular gas station that you plan to visit.

12. GetGo

GetGo stores are operated by Giant Eagle. There are more than 270 GetGo convenience stores around the country. GetGo has stores in Indiana, Maryland, Ohio, Pennsylvania, and West Virginia.

Does GetGo cash checks?

GetGo cashes personal checks, which are usually not cashed by most gas stations. Although GetGo will cash personal checks, it charges $30. The store will view your cashing history and their records before cashing the check. Other types of checks that are also accepted include payroll, stimulus, and government checks.

There’s no fee associated if you cash a child’s support check at GetGo.

13. Hy-Vee

Hy-Vee operates more than 280 retail stores in the Midwest. This includes Illinois, Iowa, Kansas, Minnesota, Missouri, Nebraska, South Dakota and Wisconsin.

Does Hy-Vee cash checks?

Some locations do cash checks. But there’s no standard check-cashing policy. It varies from store to store. You can use the Hy-Vee store locator to find a Hy-Vee that cashes checks near you.

At the stores that do provide a check-cashing service, the limits range from $2,000 to $5,000, and the fee ranges from $2 to $6 per transaction.

Grocery Stores With Gas Stations That Cash Checks

Many grocery stores have gas stations attached, and these places usually offer more reliable check‑cashing services than regular gas stations.

They usually have higher limits, clearer policies, and lower fees.

Here are the main chains that cash checks.

14. Albertson’s

There are more than 2,200 Albertson’s stores across the United States.

Does Albertson’s cash checks?

Yes. Most Albertsons stores cash payroll and government checks. Limits are usually up to $1,000, and fees start around $3.

15. Dillons

There are about 60 Dillons locations across Kansas and parts of Missouri.

Does Dillons cash checks?

Dillions is a combination of a store, and a gas station, and all Dillons locations cash checks but you’ll have to go to the store to cash it. Its check cashing limit is $5,000, which is one of the highest on the list. Fees start at $3.

Dillion does not cash personal checks, but it will accept other types of checks, like payroll checks, income tax refund checks, insurance settlement checks, government checks, and business checks.

16. Food City

Food City is a supermarket chain with more than 150 locations. It has stores in Alabama, Georgia, Kentucky, Tennessee, and Virginia.

Does Food City cash checks?

Food City will cash lots of different types of checks, such as payroll, rebate, stimulus, and government checks. Although Food City stores aren’t open 24/7, they do have flexible hours. Its check cashing limit is $1,000 with a $3 fee.

17. Kroger

Kroger has more than 2,700 stores in 35 states. So, it’s likely you have a store near you.

Does Kroger cash checks?

Yes, you can cash checks at Kroger. You can’t cash starter, third-party, or personal checks there, but you can cash many other types of checks. At Kroger, you can cash payroll, insurance settlement, government, tax refund, business, and stimulus checks.

Fees start at $3 for checks up to $2,000 and $5.50 for anything between $2,000.01 and $5,000.

18. Meijer

Meijer has around 260 gas stations and grocery stores in the Midwest. Meijer pumps are open 24 hours a day and 7 days a week, which is good.

Does Meijer cash checks?

Most stores have a gas station, but you will have to go into the actual store to cash the check.

Meijer doesn’t cash checks at the checkout lane or service desk, but most locations have bank branches inside the store with the ability to cash checks.

Limits are usually up to $1,000.

19. King Soopers

King Soopers has about 115 locations, most of which are in Colorado, and some in Wyoming. Many King Soopers have gas stations attached.

Does King Soopers cash checks?

King Soopers is operated by Kroger and has the same check policy as other Kroger-owned stores do. It does not accept personal checks, but you can cash other types of checks there, like payroll, stimulus, government and tax refund checks up to $5,000.

20. Ralphs

Ralphs is a subsidiary of Kroger. There are about 185 Ralphs stores in Southern California.

Does Ralphs cash checks?

You can cash checks there. It doesn’t accept personal checks. But, you can cash other types of checks at Ralphs, such as business, child support, government, income tax refunds, and stimulus checks, up to $5,000.

21. Safeway

There are more than 900 Safeway stores throughout the country.

Does Safeway cash checks?

As a lot of grocery stores do, many Safeway locations have gas stations, and inside the store, it offers ways to cash a check without a bank.

Safeway cashes payroll, stimulus, government, Social Security benefits, unemployment benefits, and tax refund checks. There’s a limit of $1500, and it charges a fee of $2.25 per $200.

22. Stop & Shop

Stop & Shop operates more than 400 stores throughout New York, New England, and New Jersey.

Yes, but you will need to first get approved for its service. You will first need to apply for the store’s membership card, which you can do either online or in one of its stores. Once you have your card, you can visit your local store, and fill out a check cashing application.

Does Stop & Shop cash checks?

The approval process usually takes a few weeks, but you do have to pay extra in order to use its service. Once you are approved, you will be able to cash checks of up to $500 for a fee of $0.50.

You can cash payroll and government checks at Stop & Shop. You can also get cashback on your personal checks at Stop & Shop. New customers are eligible for up to $50 cashback, and existing customers can request up to $100 cashback. And, there’s no limit to how many checks you can request cashback on either. So, head to your local store to cash your check.

23. Tops Friendly Markets

Tops Friendly Markets operates about 150 full-service supermarkets, along with fuel stations.

It has stores in New York, Pennsylvania, and Vermont.

Does Tops Friendly Markets cash checks?

You can cash checks at Tops Friendly Markets. Some locations offer financial services 24-hours, while their stores tend to be open from 6 am to midnight. Although many locations have a gas station, you will need to go inside to cash a payroll, government, or stimulus check.

If you are looking to cash a check without a bank account, Tops Friendly Market is a good choice, and the store helps you to cash a check without a bank account or bank statement.

The store charges just $1 and there’s a $500 limit.

24. Walmart

Walmart has more than 4,600 stores across the county, so it’s likely that you have a store near you.

Not only can you find great prices on a variety of products at Walmart, but the store also offers a ton of financial services, like money orders, and, of course, check cashing.

Does Walmart cash checks?

At Walmart, you can cash a variety of checks including:

• Stimulus checks
• Government
• Tax
• Cashier’s
• 401k and retirement distributions
• Insurance settlements
• Two-party personal checks (up to $200)

You can also cash money orders and purchase money orders at Walmart. It will cash checks up to $5,000. The fees are $4 for a $1,000 check and $8 for up to $5,000.

25. WinCo Foods

There are about 140 WinCo Foods stores in Arizona, California, Idaho, Montana, Nevada, Oklahoma, Oregon, Texas, Utah, and Washington.

Does WinCo Foods cash checks?

Yes, WinCo foods does cash checks. It cashes checks of up to $1,000, and it accepts up to two checks within 7 days from each customer.

What’s great about WinCo Foods is that its stores are open 24 hours a day throughout the week, meaning that you can visit your local store at any time to cash your check.

The store charges a fee of $5 for checks up to $500 and $10 for checks higher than that.

WinCo accepts the following types of checks:

• Two-party checks
• Insurance settlement check
• Manually written payroll check
• Finance loan check
• Deposit slip money order

26. Winn-Dixie

Winn-Dixie has around 500 stores in Florida, Alabama, Louisiana, Georgia, and Mississippi.

Does Winn-Dixie cash checks?

Yes, you can cash checks at Winn-Dixie. It will only cash electronically signed payroll checks of up to $500. There’s a fee of $3.50. The minimum withdrawal amount is $4.

Winn-Dixie DOESN’T cash the following types of checks:

• Starter checks
• Money orders
• Third-party checks
• Cashier’s checks
• Traveler’s checks
• Insurance checks
• Government checks
• Handwritten checks (payroll)

27. Fred Meyer

Fred Meyer has more than 130 stores throughout the country, mostly in Washington, but also in Alaska, California, Idaho, and Oregon.

Does Fred Meyer cash checks?

Yes, you can cash checks at Fred Meyer. Its check cashing limit is $5,000, which is one of the highest amounts on the list. There’s a fee of $3.

Travel Centers and Truck Stops That Cash Checks

Travel centers are usually the most reliable places to cash a check when your bank is closed.

Many of them are open 24 hours a day and have clear policies for payroll and trucking checks.

Here are the main travel centers that offer check‑cashing services.

28. Pilot Flying J

Pilot Flying J has about 870 travel centers in more than 44 states.

Does Pilot Flying J cash checks?

Yes, you can cash checks at Pilot Flying J. If you are looking for a 24-hour check cashing place, then it’s a good option because it provides a 24 hour and 7 days a week check cashing service. There’s a check cashing limit of $1,000. The fees vary by location. If you purchase at least 25 gallons of fuel, you can cash a check up to $200 for free at the same location within two hours of fueling.

29. Love’s Travel Stops

Love’s Travel Stops has more than 630 locations in 42 states that provide professional truck drivers and motorists with 24-hour access to clean and safe places to buy gasoline, diesel fuel, and other items and services.

Does Love’s Travel Stops cash checks?

Love’s Travel Stops are two-in-one shops with convenience stores and gas stations.

Many locations will accept checks but are very limited in the types of checks they’ll cash.

Love’s Travel Stops does not accept personal checks.

It only accepts trucker payroll checks, like TCheks and COMcheks. So, it’s designed for a limited market, but it services its audience well since Love’s Travel Stops are mostly located along highways.

30. Road Ranger

Road Ranger has more than 40 convenience and travel centers in Arkansas, Illinois, Indiana, Iowa, Missouri, Texas, and Wisconsin.

Does Road Ranger cash checks?

It offers check cashing services at all locations 24 hours a day. Both fueling and non-fueling customers are able to cash a check up to $999.99 for a fee. Customers who fuel a minimum of 25 gallons can cash a check up to $200 free of charge at the same location within 2 hours of fueling.

Road Ranger offers lots of services, like public laundry, Western Union money transfer, 24-hour ATMs, and lottery games.

31. TravelCenters of America

TravelCenters of America has more than 300 locations throughout the country. It’s similar to Pilot Flying J in that they are also near the expressway and get many truck and transportation drivers.

Does TravelCenters of America cash checks?

TravelCenters of America locations have a convenience store and gas station that cash payroll checks to NATSO and company approved accounts.

There’s a $300 limit for a fixed fee. But if you purchase fuel, a repair service, or merchandise, it will cash your check for free with no fees.

FAQs

Here are some answers to common questions about check cashing.

What do you need to cash a check?

If you are looking to cash a check, you will need to have the right documentation with you. Typically, you need to provide one to two forms of identification, which includes a photo ID, like a driver’s license, passport, or state photo ID. A government-issued photo ID is the best, most widely accepted identification to use.

Before you head out to the gas station to cash a check, make sure you call ahead to ask which types of ID it accepts and how many forms of ID you’ll need.

Do gas stations offer 24-hour check cashing?

Yes, gas stations offer 24-hour check cashing. Many do this in the grocery store at which they’re located.

A few places that offer 24-hour check cashing include:

• 7- Eleven
• Pilot Flying J
• Road Ranger
• Tops Friendly Markets
• WinCo Foods

Not all gas stations offer 24-hour financial services. Regular hours for most gas stations tend to be 6 am to midnight.

Are there gas stations that cash checks without an ID?

Some gas stations cash checks without an ID. This includes Dillons and 7-Eleven.

Most places will require one though. If you want to cash a check without an ID, I’d recommend using your banking app. Many banking apps have a check cashing feature that allows you to deposit a check into your account using your phone. Basically, you can cash your check online.

Some examples of banking apps that allow you to deposit checks include:

• Chase Bank: Android. iOS.
• Wells Fargo: Android. iOS.
• First Midwest: Android. iOS.
• Bank of America: Android. iOS.
• Santander: Android. iOS.
• US Bank: Android. iOS.

If you have an account with a bank that has an app with a check cashing feature, download it, and then follow the bank’s instructions for endorsing and depositing your check through the app.

This is one of the easiest ways to cash a check without an ID. Usually, you have to sign up for online banking services for this method to work.

You can contact your bank to see if they provide an app or have a search online.

If your bank doesn’t have a check cashing app, then try the Ingo Money app.

Ingo Money allows you to cash paychecks, personal checks, business checks, and other types of checks. You get the money in minutes, but you are charged a fee. However, if you opt to wait 10 days for the funds, you can get the money for free.

Here’s where you can get the Ingo Money app:

• Android
• iOS

Gas Stations that DON’T Cash Checks

In case you’re wondering, here are the gas stations that DO NOT cash checks:

• ARCO/ampm
• BP
• Circle K
• Corner Store
• Costco Gas Stations
• Kum & Go
• Kwik Trip/Kwik Star
• Murphy USA/Murphy Express
• QuikTrip
• RaceTrac
• Sam’s Club Gas
• Sheetz
• Speedway
• Valero
• Wawa

Gas Stations That Cash Checks Near Me Summary

Cashing a check at a gas station can be convenient, but the options vary a lot from place to place. Most regular gas stations only cash certain types of checks, while grocery stores and travel centers offer clearer policies, higher limits, and lower fees.

If you need to cash a check quickly, your best options are usually Walmart, Kroger‑owned grocery stores, or 24‑hour travel centers like Pilot Flying J or Love’s. Gas stations can work in a pinch, but it’s always smart to call ahead and confirm what they accept.

Use the list above to find the closest and most reliable gas stations to cash your check so you can get your money without any hassle.