If you think free money is just a pipe dream, think again!…
In 2015, companies spent nearly $600 billion worldwide in advertising.
And one of the most effective methods of advertising is offering bonuses – think bonus for opening a new saving/checking account, bonus for applying for a new credit card, etc – to entice consumers to become customers of said companies.
And to be honest, these bonuses – no matter how small individually – do add up.
I have, in the past, written about free money from the government. But I always wanted to see just how much can you really get if you put all these companies and their giveaways together.
So, I went on the hunt to find as many of these bonus and giveaway opportunities as I could. It took a lot of time and research, but I was finally able to put together this list of 40 companies/websites that combined give you $4,327.25 in free money.
Free Money from Rewards Sites
1. InboxDollars – $5
I have talked about InboxDollars many times here on MP.
It’s an online rewards site where you get paid to take surveys, shop online, watch videos, complete free offers, you even get paid to read your emails.
Right now they are giving a $5 sign up bonus for anyone joining the site.
2. SwagBucks – $5
Swagbucks is perhaps the best known online loyalty program out there, and the famous site that pays you for searching, shopping, watching videos, and more.
They also give you a $5 free sign up bonus to get you started.
3. CreationRewards – $5
CreationRewards is another similar reward site that rewards you for everything from shopping online to playing games, taking surveys, watching videos and more.
Earn 5000 points within 60 days of registering and you get a $5 bonus added to your account.
You can cash out via PayPal, Amazon Gift Cards, as well as gift cards from a variety of online and offline stores.
4. iPoll.com – $5
Do you have something to say about the products and services on the market?
iPoll will pay you for your to say your piece. New members get to enjoy a five dollars sign-up bonus here.
5. SendEarnings – $5.00
SendEarnings is a lot like InboxDollars. In fact, they both are owned by the same company, CotterWeb Enterprises.
And just like InboxDollars, Send Earnings is also an online reward site where you earn cash for doing what you probably do anyway – playing games, shopping, visiting websites, etc.
You guessed it, SendEarnings will also give you a free $5 sign up bonus if you join the site.
6. CashCrate.com – $1
CashCrate is probbaly one of the oldest sites of its kind, known as Get Paid To, also known as GPT, for short.
It is one of the first sites I came across when I first started my quest of trying to make money online.
Of course, CashCrate wasn’t enough for me to quite my job, but it did help me earn a little side money, and more importantly, it showed me it was possible to make money online despite being scammed so many times.
7. FusionCash – $5
FusionCash is a lot like CashCrate in that you can basically earn money doing pretty much the same kind of stuff you’d do on CashCrate – shopping, taking surveys, trying trial offers, etc.
8. VIP Voice (formal NPD) – Chance to win $1,000!
How about a chance to win a $1000 instead of a guaranteed $5 sign up bonus?
I mean, it won’t cost you anything but a few minutes of your time.
All you have to do is sign up with the site for free and you earn an entry to their $1000 sweepstakes.
Of course, if you wanted to actually earn money, you could participate in their paid online surveys.
Free Money from CashBack Sites
9. eBates – $5
Although it has become very popular just recently, eBates has been around since the late 90s.
It’s basically a cashback site that you can use to shop through, on just about any online store you can think of, to earn cash back.
If you do any kind of shopping online, you’d be crazy not to use eBates. It’s like leaving cash on the table when all you have to do to get it is to reach for it!
I mean, if you’re going to buy something online anyway, why not go through a site like eBates that gives you some of that money back!
Right now they are giving you a $5 bonus OR a $10 gift card to a number of participating retailing outlets just for signing up.
Not only you get that initial free $5 or the $10 gift card, you also earn free money every time you shop online through eBates.
10. MrRebates – $5
MrRebates is another site like eBates. It has over 2,300 participating stores and the number is still growing.
What makes their $5 sign up bonus particularly awesome is that you can cash out only after earning 10 bucks. So just by sign up (which is free by the way) you’re half way there.
What’s not yo like about that!
11. LiliDeals – $5
LiliDeals, with a network of over 1,200 participating stores, gives up $5 bonus on new sign-ups!
12. CouponCactus – $3
Coupon Cactus offers both discount coupons and cash rebates.
Sign-up bonus is $3, and just like Mr Rebates, the minimum requirement for cashing out is $10.
13. CashbackCat – $5
CashbackCat is fairly new (2009), but the support it enjoys is tremendous: 2,000+ stores!
The sign-up bonus is $5, and the first payout threshold is $20.
They also contribute to a number of charities, like Make-a-Wish, Humane Society, Toys For Tots, and others!
14. RewardsRunner – $5
The sign-up bonus at RewardsRunner is five dollars.
In addition, the website also offers cash rebate on purchases made at a few hundred stores!
15. PennyFul – $5
PennyFul has an impressive network of participating stores: over 1,300 — and every new member gets a $5 bonus on sign-up!
16. EverSave – $3
EverSave is a popular daily deal website that gives new members a $3 credit for joining.
Free Money for Opening Checking/Savings Accounts
Note: Banks and credit card companies run promotional offers all the time, so many of these offers may not be available by the time you come across this post. However, if you search the respective bank or credit card company’s website, you’ll often find similar promotions that can get you free sign up bonus.
17. Capital One 360 – $50
To get this $50 bonus, all you have to do is open a new checking account with Capital One and use your card 3 times.
I actually have two credit cards with CO and I have never had any issues with them. Excellent customer service and very responsive company over all.
18. First Trade Union Bank – $100 Expired
Update: First Trade Union Bank is now Radius Bank.
To get this bonus, you have to open a checking account and deposit a minimum of $100.
Then set up a direct deposit and First Trade will put in $10 every month into your account, for five consecutive months.
Take note that there is a monthly qualifying direct deposit and this deposit has to be banked in during these five months, without fail.
There is also another incentive in place if you use their new mobile app. Called FT Pay, it entitles you to discount on purchases from participating LevelUp merchants. First Trade will provide a dollar for dollar on the discount, capped at $25.
And if you open a First Trade high-yield saving account (at least $10 opening deposit) by June 30, 2014, FT Pay will double up your savings achieved from conducting your transactions online, subject to a maximum of $25.
19. Chase – $150
If you open a Total Checking account at Chase, then you stand to get a bonus of $150 cash. You are expected to make a deposit of minimum $100 within the first 10 days of opening the account and have your direct deposit set up inside 60 days.
Usually, the bonus is deposited in no more than 10 business days. You can key in your e-mail address here to get the account-opening coupon. You can either present the coupon to a Chase branch or go online to open your account. The expiry of this offer is January 11, 2014.
20. Citibank – $400
Become a new CitiGold account holder in order to benefit from this bonus. First off, you have to get enrolled in Citi ThankYou Rewards and set up direct deposit not later than 60 days from account opening.
Do your direct deposit and make at least one online bill payment every month for the next two months running, you will get a reward of 30,000 ThankYou points.
Another 10,000 ThankYou points will be rewarded if you sign up for paperless billing, or you download and log in to their Citi Mobile App. You can later redeem $400 worth of gift cards in the exchange of your 40,000 points.
You can apply at a Citi branch or online, or call 1-866-583-6706 with their promotion code CZC2. The expiry of this offer is October 31 2013.
21. Salem Five Bank – $100
To get this $100 bonus, you need to open a new checking account and meet at least one of the following 3 conditions within 6 months of opening the account:
- set up direct deposit and make at least two deposits worth a total of at least $250,
- make six online bill payments with each costing at least $25,
- or make 20 debit card transactions with each costing at least $5.
22. BankDirect – AAdvantage Miles – About $15-$20
This one gets you 8000 AAdvantage miles which equals to about $15-$20.
This bonus comes within a few stages.
1000 Miles when you first open your account.
5000 Miles when you set up direct deposit.
2000 Miles after using the Bill Payment service for one full year.
You can also earn an extra 1000 miles for referring a friend who opens a new account.
23. Citizen Bank – $1000
To qualify for this bonus you must open a new CollegeSaver savings account.
It is actually a great account for saving through out your college years, paying decent interest.
24. U.S. Bank – $100
I love the S.T.A.R.T. savings program from the US Bank. It’s an awesome way to save and build up your savings over time.
To qualify, you have to open a Package Checking account (at least $50 deposit on account opening) and a Package Money Market Savings account (at least $25 deposit on account opening).
If you do regular transfers from the checking to the money market account, your reward is a $50 Rewards Visa card as the amount and hits $1,000.
Maintain your checking account with $1,000 balance or more for one-year duration and you’ll get another $50 card.
25. PNC Bank – $150
This one only applies to those of us who live in the following states:
DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NJ, OH, PA, VA, and WA.
To get this $150 bonus, you’ll have to open a new Virtual Wallet account at PNC bank and have a direct deposit of $2000 within the first 60 days. You’ll also have to make one online payment (paying any bill).
Free Money for Opening New Credit Cards Accounts
26. Capital One Rewards – $100
Spend $1000 in the three months after account opening will entitle you to a Signup Bonus of 10,000 miles, which is equivalent to $100 cash reward towards travel-related expenditure.
27. Chase Sapphire Preferred® Card – $500
It rewards 40,000 bonus points after $3,000 credit card payment within the first 3 months from account opening – that works out to be $500 in travel rewards!
28. Chase Freedom – $150
Open an account and spend $500 in purchases within the first 3 months and you have got yourself a free $150 bonus.
29. Barclaycard Arrival World MasterCard – $400
Spend $1000 in the first three months upon account opening and you will be rewarded with 40,000 bonus miles, which works out to be $400 discount for your next travel arrangement!
Open a new credit card account and you get a $100 bonus after purchasing $500 within the first 3 months.
You make 100 Reward Dollars after $1000 expenditure on your new Card, within the first 3 months.
32. Blue Cash Preferred® from American Express – $150
American Express rewards you with 150 Reward Dollars after $1,000 is billed to your card reading the first three months.
33. Citi® Dividend Platinum Select® Visa® Card – $100
You get cash back of $100 with every $500 purchase, all within the first three months of account opening.
From Money from Money Management Related Websites
34. PersonalCapital.com – $10.00
Open a an account with Personal Capital and you get a $10 bonus.
This is a money management tool just like Mint. It basically helps you track your investments, bank accounts, and credit card balances, so you can see exactly how much money comes in and how much goes out.
35. MotifInvesting.com – $150
This is an online broker company. And to attract new members they’ll give you up to $150.
First you need to sign up. Once you do your first trade with them, you earn $50.
You earn another $75 when you do 3 consecutive trades with them.
Trade 5 times, and you’ll get $150.
36. OptionsExpress – $100.00
Another broker aimed at helping investors trade online.
To get your $100n free sign up bonus, you have to open an account, deposit $500 and do 3 trades within the first year.
37. Betterment.com – $25.00
Open an account here and deposit at least $250 within the first 2 months and you have got yourself a $25 sign up bonus.
38. Serve.com – $50.00
Serve is a prepaid, re-loadable card from American Express.
To get the $50 sign up bonus, you have to open an account, set up direct deposit and make 2 direct deposits.
39. Netspend – $20
NetSpend is another one of those prepaid card companies.
Netspend rewards you with $20 whenever you request for a prepaid, re-loadable card.
Go to NetSpend and open a free account. Your NetSpend Visa Debit card will come through the mail inside 10 business days. I got mine 5 days after my application.
Once you receive the card activate it by calling the number on the card or by going online to NetSpend.com.
Then load your card with $40 and you’ll earn your free $20 bonus.
Now you can withdraw the $60 from the ATM or choose to spend the money anyway you like.
40. Transfer Your Prescription to Walgreens – $25.00
I love Walgreens!
In fact, I shop there so much so that I’ve learned a few cool ways to stretch my dollar further at Walgreens. You can learn those hacks by reading my 20 ways to save money at Walgreens.
A few years back, Walgreens made a bad move by announcing they wouldn’t accept Express Scripts insurance. Of course, it didn’t take them long to walk back from that policy, but the damage was done.
It cost Walgreens millions of customers. Yes, it was bad!
And in an effort to get these customers back, they started offering a bonus to customers who switched from other pharmacies to them for filling their perceptions.
Walgreens will give you $25 if you make the switch.
I hope you guys enjoyed reading this list.
And more importantly, I hope you’ve found a few that you can use to get some free cash.
You probably don’t need all the products and services that I mentioned here, but if you do actually take advantage of their offerings, you stand to earn $4,327.25 in free money.
Please be sure to bookmark this page as I will update this list as needed.
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