Simple Solutions to Earn & Save More Money!


MoneyPantry is a personal finance blog with a focus on helping you earn & save more money. We scour the world to bring you extraordinary, unusual, yet practical ways of making and saving more of that all-important dough!
This is NOT a Get-Rich-Quick site!
This is a blog and a resource for those of us who want a better financial life.
Whether you’re looking to start a side hustle, make extra cash, pay off debt, or simply improve your financial situation, we’ve got you covered.

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Please scroll down to find a collection of our best content, plus the latest MoneyPantry blog posts.





For a lot of us, just hearing the phrase "Personal Finance" or "Money Management" is enough to make us run for the hills. Unfortunately, most personal finance blogs and books make PF much more complicated than it should be. Sure, knowing how to manage your money is crucial if you want to live a less stressful life. But financial jargon makes PF so intimidating that most of us give up trying to understand it.
And that explains why so many of us have thousands of dollars in credit card debt, don't even have $500 saved up for the rainy day, fall behind on our mortgage and other loans, living paycheck to paycheck... But managing your money doesn't have to be complicated. What finally broke it down for me and helped me to truly understand (for the first time) what this all means, was a simple math equation.


Make more than you spend. Spend less than you make. Save as much as you can. Of course, that's easier said than done!
To achieve all of that, you need a plan...

A Financial Plan!

Whether your goal is to become debt free, increase your overall net worth, retire early, pay off credit cards or college loans, or simply to manage your money better, you need a plan of action. Here is one that makes it extremely easy to get started:

1. Take inventory

To manage your money better, the first thing you need to do is take inventory. You have to know what you've got - how much you make, how much you save, how much debt you have, etc. Once you have an overall picture of your financial life (i.e, how much money and where it comes from vs how much money and where it goes to) you can then start making changes. You can document everything on a piece of paper, or use a digital spreadsheet or even your favorite app.

2. Set up goals

Once you know what you're dealing with, you can set financial goals. These goals can be short-term (pay off a small credit card debt), medium-term (save $2,000 for a car down payment), or long-term (become debt-free). For beginners, it's recommended to set small, attainable goals. Why? Because achieving short-term, small goals is easier. They can give you a boost of confidence and motivate you to keep going. Use small goals as stepping stones to reach bigger goals.

3. Create a plan

"The 'plan' is your blueprint, your 'how-to' for reaching your goals. For example, for the 'save $2000 for a car down payment' goal, you have to save $200 a month for 10 months. But with your current income and expenses, it's not possible. So, you figure you have to create an extra source of income - a part-time job, a side gig. That becomes your specific plan for achieving that specific goal. Now, go through every goal you set up and create a detailed, step-by-step plan for each one."

4. Take action

You can plan until the cows come home, but if you don't put them into action, your goals are just that... goals! You took inventory, created goals, and figured out what you need to do to achieve your goals. Now it's time to do the work. Following our example, you'd need to put $200 a month, for 10 months, aside for that car down payment. This has to be done no matter what - whether you have to start a side hustle, cut down on your entertainment expenses or give up daily Starbucks coffee.

5. Monitor & adapt

Life is unpredictable. Things don't always go as planned. Things can and will go wrong. The air conditioning unit stops working, the car breaks down, you get sick, the roof starts leaking - that's life. Things happen! You can either let it ruin your plan and goals, or you can do the right thing for your financial life. Which is to reassess your situation and make necessary adjustments so you can keep going. Needless to say, if you want to reach your financial goals, you need the second choice.

At its core, personal finance is about managing your money. Don't let the details bog you down. That's why you have goals and plans. Treat every obstacle as an opportunity to reach another goal. Personal finance is easy to understand once you get away from industry jargon. The common theme here is making and saving more money.
So, how do you make and save more money?
That's where we come in.
There are countless ways to earn and save more money. We'll do our best to find and share them all, from the traditional to the unusual and everything in between.
Our goal is to help you make and save more money!