Getting cashback on your purchases is always a great way to save money. In this Dosh review, we’ll explore an app that provides cash rewards for shopping and help you decide if it is worth it.
We also have uncovered a lot of commonly asked questions about Dosh, so if you are really curious about this company, keep reading!
What will I learn?
What is Dosh?
Dosh is a mobile app available on iOS and Google Play that allows people to save money by giving them cash back on their purchases. The app is completely free to download and use. It safely connects to your bank account, monitors your purchases, and then automatically applies savings to what qualifies for them.
The main motto of the app is: “Cash back, automatically. It’s not points. It’s not coupons. Just cold, hard cash.”
It’s an app that has become more popular for using to save money.
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How Do I Join?
It’s actually quite easy to join Dosh if you follow these easy steps.
- Step 1: Visit dosh.com to download the app for your smartphone devices (iOS – Android).
- Step 2: Create an account. The instructions will appear on your phone as you sign up. You’ll need personal information such as your email address.
- Step 3: Connect your card. Whenever you pay with your linked card, you will get your cashback.
- Step 4: Transfer your savings to your bank account, PayPal, or charity of your choice.
Once the app is connected to your bank account, any time you pay for something that qualifies, you’ll get cashback. It’s that really simple. You don’t need to monitor it, take surveys, or anything else.
Is the Dosh App Safe to Use?
If you are worried about security, you don’t have to. The app does a lot of different things to make sure your information is safe.
For instance, the app is secured with 256-bit encryption so your information is protected and hard to crack.
Dosh does not store any credit or banking information for themselves. All credit card information is vaulted using Braintree, which is a PayPal service. If you use PayPal, then you’ll understand that your information is just as secure with Dosh as it is on PayPal.
Before signing in, they have a multiple-factor authorization plan that keeps strangers out of your business. Your account is something that only you should be able to log into.
Best of all, Dosh doesn’t store or sell any of your information to third parties. Even the stuff it tracks you buying isn’t stored. You don’t have to worry about certain brands trying to figure out where your money goes. It’s both secure and private!
Dosh Participating Stores
The app works for thousands of stores and restaurants, so you can even get money back from dining out. There are even some hotels that qualify!
It even gets you cashback at fast food restaurants!
If you were wondering what stores work with Dosh, you might recognize:
- Jack in the Box
- Sam’s Club
- And many, many more!
How much money can I save with Dash?
Now, this is one of the most important things to consider. Each purchase gets you up to 10% back. Plus, when you refer a friend you get $5 back once they link their card to the app.
How much you save honestly depends on how much you spend. People who have children will probably save more money because they spend more when out shopping. If you eat out a lot and don’t want to cut it out of your budget, using a service like Dosh at least helps you to save some money when eating out.
Does Dosh work with debit cards?
Yes. The main type of card people actually use for this program is a debit card.
How long does it take for Dosh to transfer money to a bank account?
All banks, PayPal, and Venmo transfers take 3-5 business days. There are some instances which it might take 7 days, such as if you requested the money near a holiday.
Dosh BBB Reviews
According to the BBB, Dosh Holdings, Inc. has been accredited for two years. They are rated A by BBB for their communication with previous customers and their work to resolve complaints made.
There are fifteen customer reviews which average out to be 2.5 stars out of 5. Because of the very few reviews compared to their large userbase, it’s hard to say that this rating is actually accurate. Later on, we will look at their Google Play and Apple App Store ratings.
In the past two years, there have been 30 customer complaints lodged against Dosh Holdings, Inc. All 30 have been either answered or resolved by the company. This is the reason they have an A rating from BBB.
Dosh Customer Rating & Reviews
Before linking an app to your bank account, you probably want to know what people who used it actually think.
Here are some reviews we’ve gathered from around the internet.
“The app is great for saving cash when you shop. I only promote this when they do their $25 referral bonus. This is free money and people still do not want to link a card and start earning. I am in 3 simple programs that are run by the same owner, comp plans are fantastic and we are paid instantly, this is what I do full time. Apps I usually do not promote, but this is one that I do,” said one Reddit user.
“Dosh is pretty simple to use. You simply download the app, then add your debit/credit card details (you can add multiple cards) and currently you get a small amount of initial cash just by adding a card or two. Then you use the app to find local restaurants offering cashback (such as 7% on one of my favorite local pubs), or hotel bookings through the app, or using their referral links for exclusive cashback offers through online retailers like Wal-Mart,” said another user.
According to Google Play, the app has almost forty thousand reviews. These average out to be almost 5 stars out of 5. On iTunes, there are almost ninety thousand reviews, all of which average to be 4.7 stars out of 5.
The most common complaints to be found on these sites for the app generally are about app glitches or misunderstandings between the customer and the business, which could be a sign of poor customer support. However, many of the bad reviews have been responded too by the company.
Taking all of this in account, it’s safe to say we recommend Dosh. It’s a completely free to use service with enough security to keep your information safe. You basically get money back for doing nothing. Who can say no to free money?
Now that you’ve read this review of Dosh app, you might want to check out some other apps that help you earn money. Here’s a post we wrote that covers tons of different apps that can you earn a passive income.
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