SNAP benefits and cash benefits usually appear on your EBT card between midnight and 8 a.m. on the deposit date. The exact time varies depending on the state you live in.
Below, we’ll list the EBT deposit time for each state.
What will I learn?
EBT Card Deposit Times
Here are the exact times when your ongoing monthly EBT cash benefits are transmitted to your EBT account based on the state you live in.
Alabama
EBT deposit time: 11:59 p.m.
Alaska
EBT deposit time: 6 a.m.
KashKick: Get paid directly into your PayPal for watching videos, surfing, shopping and more. Join KashKick Now!
Panel Payday: Earn up to $75 per survey. They also pay up to $50/hr for mystery shopping. Join Now!
InboxDollars: Paid over $57 Million to members to watch videos, take surveys, shop and more. Get $5 instantly!
Branded Surveys: Get $1 instantly just for joining for free. Plus get paid within 48 hours by PayPal! Join Branded Surveys
First Opinion: Wanna get paid for every single survey (+ high paying online focus groups) with cash or direct deposit? This is for you! Join Now!
Swagbucks: Get paid to watch videos, shop online, take surveys and more. Join now & get $5 instantly!
Arizona
EBT deposit time: 11:59 p.m.
Arkansas
EBT deposit time: 11:59 p.m.
California
EBT deposit time: 11:59 p.m.
Colorado
EBT deposit time: 11:59 p.m.
Connecticut
EBT deposit time: 11:59 p.m.
Delaware
EBT deposit time: 6 a.m.
District of Columbia
EBT deposit time: 11:59 p.m.
Florida
EBT deposit time: 6 a.m.
Georgia
EBT deposit time: 6 a.m.
Hawaii
EBT deposit time: 11:59 p.m.
Advertisements
Idaho
EBT deposit time: 11:59 p.m.
Illinois
EBT deposit time: 3 a.m.
Indiana
EBT deposit time: 6 a.m.
Iowa
EBT deposit time: 11:59 p.m.
Kansas
EBT deposit time: 6 a.m.
Kentucky
EBT deposit time: 11:59 p.m.
Louisiana
EBT deposit time: 5 a.m.
Maine
EBT deposit time: 11:59 p.m.
Maryland
EBT deposit time: 11:59 p.m.
Massachusetts
EBT deposit time: 6 a.m.
Michigan
EBT deposit time: 11:59 p.m.
Minnesota
EBT deposit time: 6 a.m.
Mississippi
EBT deposit time: 11:59 p.m.
Missouri
EBT deposit time: 11:59 p.m.
Montana
EBT deposit time: 11:59 p.m.
Nebraska
EBT deposit time: 8 a.m.
Nevada
EBT deposit time: 7 a.m.
New Hampshire
EBT deposit time: 11:59 p.m.
New Jersey
EBT deposit time: 11:59 p.m.
New Mexico
EBT deposit time: 11:59 p.m.
New York
EBT deposit time: 11:59 p.m.
North Carolina
EBT deposit time: 6 a.m.
North Dakota
EBT deposit time: 11:59 p.m.
Ohio
EBT deposit time: 11:59 p.m.
Oklahoma
EBT deposit time: 11:59 p.m.
Oregon
EBT deposit time: 8 a.m.
Pennsylvania
EBT deposit time: 11:59 p.m.
Rhode Island
EBT deposit time: 11:59 p.m.
South Carolina
EBT deposit time: 11:59 p.m.
South Dakota
EBT deposit time: 11:59 p.m.
Tennessee
EBT deposit time: 11:59 p.m.
Texas
EBT deposit time: 11:59 p.m.
Utah
EBT deposit time: 11:59 p.m.
Vermont
EBT deposit time: 11:59 p.m.
Virginia
EBT deposit time: 11:59 p.m.
Washington
EBT deposit time: 6 a.m.
West Virginia
EBT deposit time: 8 a.m.
West Virginia
EBT deposit time: 11:59 p.m.
Wyoming
EBT deposit time: 11:59 p.m.
How to Use Your EBT Card
Once your benefits have been deposited into your card, you’ll be able to start using them.
The Electronic Benefits Transfer Card is a debit card that the government uses to deliver benefits to those enrolled in the SNAP and the TANF program.
EBT is used in all 50 states, the District of Columbia, Puerto Rico, the Virgin Islands, and Guam. It’s been the sole method for delivering SNAP benefits in all states since June 2004.
Mostly, the EBT card is used to allow those enrolled in SNAP to pay for food using their SNAP benefits. It’s also used to deliver cash benefits to those enrolled in the TANF program.
People who receive SNAP benefits can use their EBT card to purchase eligible items.
Families enrolled in TANF can withdraw cash from ATMs that accept EBT cards.
Here’s a quick overview of how your EBT card works for those enrolled in the SNAP or TANF program.
Using food stamps
SNAP is designed to help low-income individuals and families with the cost of purchasing food and drink items.
If you are enrolled in SNAP, you will be able to pay for food using your SNAP benefits.
EBT cards are used in place of food stamps.
Your EBT card is a plastic payment card that has a security PIN and a magnetic strip. It can be used at authorized stores.
Not all retailers accept EBT cards, so it’s important to check with the particular store at which you plan to shop to see which payment methods it accepts.
Thankfully, a lot of retailers, like Walmart, Costco, Whole Foods, Aldi, Sam’s Club, and Target, accept EBT. Many gas stations accept EBT as well.
Simply take your EBT card to the register and use it to pay for your groceries.
EBT cards can now also be used online. The United States Department of Agriculture (USDA) now has a pilot program, called the SNAP Online Purchasing Pilot. With the program, SNAP recipients can use their EBT card to purchase groceries online from participating retailers in select states.
When shopping in-store or online, your EBT card can be used to purchase items just as you would with a regular debit card. But, there is a difference.
While you can purchase any items you want with a regular debit card, provided you have the funds to cover the purchase, EBT cards can only be used to purchase SNAP-eligible items. This means that you won’t be able to purchase all products using your EBT card.
Here’s what you can buy with your EBT card…
- Breads and cereals, like pita bread, rye bread, tortillas, pasta, bagels, and rice.
- Candy
- Chips
- Cold sandwiches
- Cooking oils, like olive oil and vegetable oil
- Dairy products, like cheese, milk, and almond milk.
- Desserts, like ice cream, cookies, or brownies
- Fruits and vegetables (fresh, frozen, or canned)
- Non-alcoholic beverages, such as soft drinks, like Sprite and Pepsi, and energy drinks like Red Bull.
- Other foods such as snack foods
- Pork products, like chops, sausages, bacon, and tenderloin.
- Poultry products like chicken and eggs
- Red meat, like steak, ribs, and ground beef
- Salads
- Seafood, such as fish, shrimp, shellfish, and lobster.
- Seeds and plants that produce food for the household to eat
- Snack crackers
Using TANF cash benefits
Mostly, the EBT card is used to allow those enrolled in SNAP to pay for food using their SNAP benefits.
EBT cards are also used to deliver cash benefits.
EBT cash benefits are any benefits that can be deposited into your EBT card.
While SNAP benefits can only be used to purchase eligible food and drink items at authorized retailers, you can use cash benefits for more general purposes, like withdrawing money from an ATM or getting cashback.
The main program that provides EBT cash benefits is TANF, as I mentioned earlier. If you qualify for TANF, you will receive automatic deposits to your EBT card, which can be withdrawn from ATMs for cash.
Each state has its own requirements for where you can withdraw benefits.
Typically, you will be able to withdraw cash from ATMs at locations that display the QUEST logo and supported remarks such as “EBT Accepted Here.”
In most states, you can’t use your cash assistance EBT card at ATMs located at:
- Adult entertainment establishments
- Casinos or other gambling establishments
- Facilities providing psychic services
- Liquor stores
- Medical marijuana dispensaries
- Race tracks
- Tattoo or body piercing facilities
Closing Thoughts
The time your EBT benefits deposit depends on the state you live in. Check our list above to learn what time your EBT deposits.
Share your thoughts