SNAP benefits and cash benefits usually appear on your EBT card between midnight and 8 a.m. on the deposit date. The exact time varies depending on the state you live in.
Below, we’ll list the EBT deposit time for each state.
Table of Contents
EBT Card Deposit Times
Here are the exact times when your ongoing monthly EBT cash benefits are transmitted to your EBT account based on the state you live in.
Alabama
EBT deposit time: 11:59 p.m.
Alaska
EBT deposit time: 6 a.m.
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Arizona
EBT deposit time: 11:59 p.m.
Arkansas
EBT deposit time: 11:59 p.m.
California
EBT deposit time: 11:59 p.m.
Colorado
EBT deposit time: 11:59 p.m.
Connecticut
EBT deposit time: 11:59 p.m.
Delaware
EBT deposit time: 6 a.m.
District of Columbia
EBT deposit time: 11:59 p.m.
Florida
EBT deposit time: 6 a.m.
Georgia
EBT deposit time: 6 a.m.
Hawaii
EBT deposit time: 11:59 p.m.
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Idaho
EBT deposit time: 11:59 p.m.
Illinois
EBT deposit time: 3 a.m.
Indiana
EBT deposit time: 6 a.m.
Iowa
EBT deposit time: 11:59 p.m.
Kansas
EBT deposit time: 6 a.m.
Kentucky
EBT deposit time: 11:59 p.m.
Louisiana
EBT deposit time: 5 a.m.
Maine
EBT deposit time: 11:59 p.m.
Maryland
EBT deposit time: 11:59 p.m.
Massachusetts
EBT deposit time: 6 a.m.
Michigan
EBT deposit time: 11:59 p.m.
Minnesota
EBT deposit time: 6 a.m.
Mississippi
EBT deposit time: 11:59 p.m.
Missouri
EBT deposit time: 11:59 p.m.
Montana
EBT deposit time: 11:59 p.m.
Nebraska
EBT deposit time: 8 a.m.
Nevada
EBT deposit time: 7 a.m.
New Hampshire
EBT deposit time: 11:59 p.m.
New Jersey
EBT deposit time: 11:59 p.m.
New Mexico
EBT deposit time: 11:59 p.m.
New York
EBT deposit time: 11:59 p.m.
North Carolina
EBT deposit time: 6 a.m.
North Dakota
EBT deposit time: 11:59 p.m.
Ohio
EBT deposit time: 11:59 p.m.
Oklahoma
EBT deposit time: 11:59 p.m.
Oregon
EBT deposit time: 8 a.m.
Pennsylvania
EBT deposit time: 11:59 p.m.
Rhode Island
EBT deposit time: 11:59 p.m.
South Carolina
EBT deposit time: 11:59 p.m.
South Dakota
EBT deposit time: 11:59 p.m.
Tennessee
EBT deposit time: 11:59 p.m.
Texas
EBT deposit time: 11:59 p.m.
Utah
EBT deposit time: 11:59 p.m.
Vermont
EBT deposit time: 11:59 p.m.
Virginia
EBT deposit time: 11:59 p.m.
Washington
EBT deposit time: 6 a.m.
West Virginia
EBT deposit time: 8 a.m.
Wisconsin
EBT deposit time: 11:59 p.m.
Wyoming
EBT deposit time: 11:59 p.m.
How to Use Your EBT Card
Once your benefits have been deposited into your card, you’ll be able to start using them.
The Electronic Benefits Transfer Card is a debit card that the government uses to deliver benefits to those enrolled in the SNAP and the TANF program.
EBT is used in all 50 states, the District of Columbia, Puerto Rico, the Virgin Islands, and Guam. It’s been the sole method for delivering SNAP benefits in all states since June 2004.
Mostly, the EBT card is used to allow those enrolled in SNAP to pay for food using their SNAP benefits. It’s also used to deliver cash benefits to those enrolled in the TANF program.
People who receive SNAP benefits can use their EBT card to purchase eligible items.
Families enrolled in TANF can withdraw cash from ATMs that accept EBT cards.
Here’s a quick overview of how your EBT card works for those enrolled in the SNAP or TANF program.
Using food stamps
SNAP is designed to help low-income individuals and families with the cost of purchasing food and drink items.
If you are enrolled in SNAP, you will be able to pay for food using your SNAP benefits.
EBT cards are used in place of food stamps.
Your EBT card is a plastic payment card that has a security PIN and a magnetic strip. It can be used at authorized stores.
Not all retailers accept EBT cards, so it’s important to check with the particular store at which you plan to shop to see which payment methods it accepts.
Thankfully, a lot of retailers, like Walmart, Costco, Whole Foods, Aldi, Sam’s Club, and Target, accept EBT. Many gas stations accept EBT as well.
Simply take your EBT card to the register and use it to pay for your groceries.
EBT cards can now also be used online. The United States Department of Agriculture (USDA) now has a pilot program, called the SNAP Online Purchasing Pilot. With the program, SNAP recipients can use their EBT card to purchase groceries online from participating retailers in select states.
When shopping in-store or online, your EBT card can be used to purchase items just as you would with a regular debit card. But, there is a difference.
While you can purchase any items you want with a regular debit card, provided you have the funds to cover the purchase, EBT cards can only be used to purchase SNAP-eligible items. This means that you won’t be able to purchase all products using your EBT card.
Here’s what you can buy with your EBT card…
- Breads and cereals, like pita bread, rye bread, tortillas, pasta, bagels, and rice.
- Candy
- Chips
- Cold sandwiches
- Cooking oils, like olive oil and vegetable oil
- Dairy products, like cheese, milk, and almond milk.
- Desserts, like ice cream, cookies, or brownies
- Fruits and vegetables (fresh, frozen, or canned)
- Non-alcoholic beverages, such as soft drinks, like Sprite and Pepsi, and energy drinks like Red Bull.
- Other foods such as snack foods
- Pork products, like chops, sausages, bacon, and tenderloin.
- Poultry products like chicken and eggs
- Red meat, like steak, ribs, and ground beef
- Salads
- Seafood, such as fish, shrimp, shellfish, and lobster.
- Seeds and plants that produce food for the household to eat
- Snack crackers
Using TANF cash benefits
Mostly, the EBT card is used to allow those enrolled in SNAP to pay for food using their SNAP benefits.
EBT cards are also used to deliver cash benefits.
EBT cash benefits are any benefits that can be deposited into your EBT card.
While SNAP benefits can only be used to purchase eligible food and drink items at authorized retailers, you can use cash benefits for more general purposes, like withdrawing money from an ATM or getting cashback.
The main program that provides EBT cash benefits is TANF, as I mentioned earlier. If you qualify for TANF, you will receive automatic deposits to your EBT card, which can be withdrawn from ATMs for cash.
Each state has its own requirements for where you can withdraw benefits.
Typically, you will be able to withdraw cash from ATMs at locations that display the QUEST logo and supported remarks such as “EBT Accepted Here.”
In most states, you can’t use your cash assistance EBT card at ATMs located at:
- Adult entertainment establishments
- Casinos or other gambling establishments
- Facilities providing psychic services
- Liquor stores
- Medical marijuana dispensaries
- Race tracks
- Tattoo or body piercing facilities
Closing Thoughts
The time your EBT benefits deposit depends on the state you live in. Check our list above to learn what time your EBT deposits.
well you said everything except what I’m looking for I have a posted deposit on August 26. but it does not show up on my card so I can’t withdraw it so I was trying to find out if there’s a glitch or if it’s gonna take a business day to be available
Hey Efrain, yeah, sometimes delays can happen.
How do you find out a pending deposit on your ebt card through the card options
According the government, “Cardholders can use the EBT cardholder web portal at connectebt.com to see account information, including account balances, deposit and pending deposit dates.”
Can you receive a deposit on Saturday if your worker fix your benefits Friday?
It varies by state. Generally, if your payment day falls on the weekend or holiday, you’ll get your snap benefits after the weekend or holiday.
Wisconsin is not on the list!!! what time is it for them?
So sorry Katie. We hade West Virginia listed twice, The second ones should have been Wisconsin instead. I have updated the post.
And to answer your questions, EBT deposit time for Wisconsin is 11:59 p.m.
Thank you for your question and sorry again for not catching that mistake.
I live in Kentucky. Supposedly my food stamps were to be deposited at 11:59pm EST. But I believe that time is highly inaccurate and incorrect. Pretty sure that the supposed deposit time is only estimated and not the actual time… I recertified and reapplied in October. I got my food stamps on the 13th last month.
Thanks for sharing that. Yes, it’s an estimation and not an exact timeline (as it is with most government related stuff, lol!)
in ca your cash benefits are deposited at approximatly 12;01am on the 1st of every month but ebt will not allow you to withdraw cash from an atm until after 6;00am (6 hrs after deposit) I tried at 12;02am did’nt work so I called the ebt agent and was told that because most fraud happens between the hours of 12:am and 3;00am they do not allow cash to be withdrawn from atm machines until after 6:00am on the day money is deposited. but you can get around this by going to a grocery store and make a purchace then get cash back from the transaction becase it will be a point of sale transaction not a withdraw. so your tricking the banks computer. so incase you have an emergency and need cash thats the way you do it. also you can do this more than once so if you need more than $200 just repeat this process. stores that allow cash back typically only allow $20.00 but big grocery stores like Safeway or walmart let you take up to $200. so theres always a way around the little obsticales
how long dose it take to put tanf on card after renew
If I am not mistaken, it takes around 7 to 10 business days to get your new TANF (Temporary Assistance For Needy Families) card, but it could differ from stat to state as well.
If my EBt date falls on Sunday when will I get it Friday or Saturday
It depend son your state, Tionne. Some don’t process it on the weekend, some do.
this is false information I live in Missouri and our food stamps hit at 6am on the day u receive ur benifits
Thanks for sharing that, Suzanne. Every place I look still says Missouri deposits Electronic Benefits Transfer (EBT) benefits at 11:59 PM. Maybe they deposit at 11:59 PM, but since the actual business day starts the next day at 6 AM, it shows up like that. Since technically the business day starts then.