What Time Does EBT Deposit? (EBT Card Deposit Times by State)

Arizona

EBT deposit time: 11:59 p.m.

Arkansas

EBT deposit time: 11:59 p.m.

California

EBT deposit time: 11:59 p.m.

Colorado

EBT deposit time: 11:59 p.m.

Connecticut

EBT deposit time: 11:59 p.m.

Delaware

EBT deposit time: 6 a.m.

District of Columbia

EBT deposit time: 11:59 p.m.

Florida

EBT deposit time: 6 a.m.

Georgia

EBT deposit time: 6 a.m.

Hawaii

EBT deposit time: 11:59 p.m.

Idaho

EBT deposit time: 11:59 p.m.

Illinois

EBT deposit time: 3 a.m.

Indiana

EBT deposit time: 6 a.m.

Iowa

EBT deposit time: 11:59 p.m.

Kansas

EBT deposit time: 6 a.m.

Kentucky

EBT deposit time: 11:59 p.m.

Louisiana

EBT deposit time: 5 a.m.

Maine

EBT deposit time: 11:59 p.m.

Maryland

EBT deposit time: 11:59 p.m.

Massachusetts

EBT deposit time: 6 a.m.

Michigan

EBT deposit time: 11:59 p.m.

Minnesota

EBT deposit time: 6 a.m.

Mississippi

EBT deposit time: 11:59 p.m.

Missouri

EBT deposit time: 11:59 p.m.

Montana

EBT deposit time: 11:59 p.m.

Nebraska

EBT deposit time: 8 a.m.

Nevada

EBT deposit time: 7 a.m.

New Hampshire

EBT deposit time: 11:59 p.m.

New Jersey

EBT deposit time: 11:59 p.m.

New Mexico

EBT deposit time: 11:59 p.m.

New York

EBT deposit time: 11:59 p.m.

North Carolina

EBT deposit time: 6 a.m.

North Dakota

EBT deposit time: 11:59 p.m.

Ohio

EBT deposit time: 11:59 p.m.

Oklahoma

EBT deposit time: 11:59 p.m.

Oregon

EBT deposit time: 8 a.m.

Pennsylvania

EBT deposit time: 11:59 p.m.

Rhode Island

EBT deposit time: 11:59 p.m.

South Carolina

EBT deposit time: 11:59 p.m.

South Dakota

EBT deposit time: 11:59 p.m.

Tennessee

EBT deposit time: 11:59 p.m.

Texas

EBT deposit time: 11:59 p.m.

Utah

EBT deposit time: 11:59 p.m.

Vermont

EBT deposit time: 11:59 p.m.

Virginia

EBT deposit time: 11:59 p.m.

Washington

EBT deposit time: 6 a.m.

West Virginia

EBT deposit time: 8 a.m.

West Virginia

EBT deposit time: 11:59 p.m.

Wyoming

EBT deposit time: 11:59 p.m.

How to Use Your EBT Card

Once your benefits have been deposited into your card, you’ll be able to start using them.

The Electronic Benefits Transfer Card is a debit card that the government uses to deliver benefits to those enrolled in the SNAP and the TANF program.

EBT is used in all 50 states, the District of Columbia, Puerto Rico, the Virgin Islands, and Guam. It’s been the sole method for delivering SNAP benefits in all states since June 2004.

Mostly, the EBT card is used to allow those enrolled in SNAP to pay for food using their SNAP benefits. It’s also used to deliver cash benefits to those enrolled in the TANF program.

People who receive SNAP benefits can use their EBT card to purchase eligible items.

Families enrolled in TANF can withdraw cash from ATMs that accept EBT cards.

Here’s a quick overview of how your EBT card works for those enrolled in the SNAP or TANF program.

Using food stamps

SNAP is designed to help low-income individuals and families with the cost of purchasing food and drink items.

If you are enrolled in SNAP, you will be able to pay for food using your SNAP benefits.

EBT cards are used in place of food stamps.

Your EBT card is a plastic payment card that has a security PIN and a magnetic strip. It can be used at authorized stores.

Not all retailers accept EBT cards, so it’s important to check with the particular store at which you plan to shop to see which payment methods it accepts.

Thankfully, a lot of retailers, like Walmart, Costco, Whole Foods, Aldi, Sam’s Club, and Target, accept EBT.  Many gas stations accept EBT as well.

Simply take your EBT card to the register and use it to pay for your groceries.

EBT cards can now also be used online. The United States Department of Agriculture (USDA) now has a pilot program, called the SNAP Online Purchasing Pilot. With the program, SNAP recipients can use their EBT card to purchase groceries online from participating retailers in select states.

When shopping in-store or online, your EBT card can be used to purchase items just as you would with a regular debit card. But, there is a difference.

While you can purchase any items you want with a regular debit card, provided you have the funds to cover the purchase, EBT cards can only be used to purchase SNAP-eligible items. This means that you won’t be able to purchase all products using your EBT card.

Here’s what you can buy with your EBT card…

• Breads and cereals, like pita bread, rye bread, tortillas, pasta, bagels, and rice.
• Candy
• Chips
• Cold sandwiches
• Cooking oils, like olive oil and vegetable oil
• Dairy products, like cheese, milk, and almond milk.
• Desserts, like ice cream, cookies, or brownies
• Fruits and vegetables (fresh, frozen, or canned)
• Non-alcoholic beverages, such as soft drinks, like Sprite and Pepsi, and energy drinks like Red Bull.
• Other foods such as snack foods
• Pork products, like chops, sausages, bacon, and tenderloin.
• Poultry products like chicken and eggs
• Red meat, like steak, ribs, and ground beef
• Salads
• Seafood, such as fish, shrimp, shellfish, and lobster.
• Seeds and plants that produce food for the household to eat
• Snack crackers

Using TANF cash benefits

Mostly, the EBT card is used to allow those enrolled in SNAP to pay for food using their SNAP benefits.

EBT cards are also used to deliver cash benefits.

EBT cash benefits are any benefits that can be deposited into your EBT card.

While SNAP benefits can only be used to purchase eligible food and drink items at authorized retailers, you can use cash benefits for more general purposes, like withdrawing money from an ATM or getting cashback.

The main program that provides EBT cash benefits is TANF, as I mentioned earlier. If you qualify for TANF, you will receive automatic deposits to your EBT card, which can be withdrawn from ATMs for cash.

Each state has its own requirements for where you can withdraw benefits.

Typically, you will be able to withdraw cash from ATMs at locations that display the QUEST logo and supported remarks such as “EBT Accepted Here.”

In most states, you can’t use your cash assistance EBT card at ATMs located at:

• Adult entertainment establishments
• Casinos or other gambling establishments
• Facilities providing psychic services
• Liquor stores
• Medical marijuana dispensaries
• Race tracks
• Tattoo or body piercing facilities

Closing Thoughts

The time your EBT benefits deposit depends on the state you live in. Check our list above to learn what time your EBT deposits.