10 Places Where You Can Cash a Check on Sunday

Where to Cash a Check on Sunday

Here are the best places to cash a check on Sunday.

1. Walmart

• Fee: Starts at $4

Walmart is a good place to cash a check on Sunday. There are 4,623 Walmart stores in the United States, so it’s likely that you have one near you. This makes Walmart a convenient place to cash checks.

You can cash a variety of different types of checks a Walmart, such as:

• Payroll checks
• Government checks
• Tax refund checks
• Cashier’s checks
• 401k and retirement distributions
• Insurance settlements
• Two-party personal checks

In most states, the check-cashing limit is $5,000, though Walmart increases this limit to $7,500 between January and April of each year.

Fees are $4 maximum for pre-printed checks up to $1,000. For pre-printed checks above $1,000, the maximum fee is $8. Two-party personal checks are limited to $200 and have a maximum fee of $6.

2. Pay-O-Matic

• Fee: 2.20% of the check amount

Pay-O-Matic has more than 100 stores in neighborhoods throughout the Bronx, Brooklyn, Manhattan, Queens, Long Island, and the NYC area.

Many stores are open 24 hours too, which is great.

The check cashing rate is 2.20%. So, for example, you’d pay a fee of $2.20 on a $100 check.

Pay-O-Matic will cash most types of checks, including both printed and handwritten checks.

Here are some of the types of checks that you can cash at Pay-O-Matic:

• Payroll checks
• Government checks
• Tax refunds
• Insurance settlement checks
• Money orders
• Lawyer checks
• Union checks

Pay-O-Matic does not cash personal checks.

3. PLS Check Cashing

• Fee: Minimum $1

PLS Check Cashing has 200 locations in 12 states. It’s a great place to cash a check on Sunday.

All of its locations are open 24 hours a day, 7 days a week, which means that you can cash your check when you need to.

At PLS Check Cashing, you can cash a variety of different checks, such as:

• Paychecks
• Personal checks
• Government checks
• Tax refund checks
• Stimulus checks
• Business checks
• Out-of-state checks

You will need a photo ID to cash your check.

A minimum charge of $1 applies per check, except for government checks.

A fee of 1.5% applies to cashing checks issued by a Federal or state government agency for Social Security, unemployment compensation, retirement, veteran’s benefits, Federal or state monetary assistance, emergency relief or housing assistance, tax refunds, or lottery winnings.

When you cash payroll checks, a fee of 1.99% applies.

A fee of 2.2% applies to cashing all other non-commercial checks.

Rates for checks that are made payable to businesses vary depending on several factors and such checks may be cashed at rates up to 5%

4. Kroger

• Fee: Starts at $3

With 1,270 stores across the United States, Kroger is a convenient place to cash a check on Sundays.

Kroger stores feature a Money Services Center where you can cash checks. These centers are open on Sundays at many stores.

You can cash the following types of checks at Kroger:

• Payroll checks
• Insurance settlement checks
• Government checks
• Tax refund checks
• Business checks

Kroger doesn’t cash personal checks. Fees at Kroger are between $3 and $7.50 per check depending on the check’s value and whether or not you have a Shopper’s Card.

5. Speedy Cash

• Fee: Minimum check cashing fee is $2

Speedy Cash has 161 locations in the United States.

It will cash lots of different types of checks such as:

• 401K and IRA checks
• Benefit checks
• Cashier’s checks
• Government checks
• Insurance checks
• Payroll checks
• Personal checks
• Stimulus checks
• Tax refunds
• Unemployment checks

The minimum check cashing fee is $2. It typically charges 2% to 2.5% of the check amount to cash payroll and government checks.

6. King Soopers

• Fee: Starts at $3

King Soopers has a Money Services Center in its stores where you can cash checks. King Soopers has its Money Services Center open on Sundays at many stores.

The store has 118 locations, most of which are in Colorado, and some in Wyoming. So, if you live in one of those states, it can be a good place for you to cash a check on a Sunday.

You can expect to pay fees of anywhere from $3 to $7.50 to cash a check at King Soopers.

Types of checks you can cash at King Soopers include paychecks, tax refund checks, government checks, business checks, and insurance settlement checks. King Soopers does not accept personal, starter, or third-party checks.

7. Publix

• Fee: Varies by location

Publix is another place where you can cash checks on Sunday.

Publix operates 1,360 stores in Alabama, Florida, Georgia, North Carolina, South Carolina, Tennessee, and Virginia.

At Publix stores, you can cash personal checks and payroll checks.

8. Ingo Money

• Fee: None if you’re willing to wait 10 days or pay $5 or a percentage of the check amount if you want the money in minutes

Ingo Money is an app that you can use to deposit checks.

You can deposit a variety of different checks there, such as:

• Paychecks
• Personal checks
• Business checks

You have the option to get your money in minutes, but you will need to pay a fee. This fee depends on the check amount, the type of check you’re cashing, and whether you get Ingo Gold Preferred Pricing.

The fee can be either $5 or a percentage of the check amount, which can be anywhere from 1% to 5%.

If you are willing to wait 10 days to get the money from the check, you aren’t charged a fee.

You can choose where you want the funds to be deposited.

You can have the money sent to:

• Your bank account
• Credit card account
• A prepaid card
• PayPal
• An Amazon gift card

9. 7-Eleven

• Fee: Monthly fee of $5

7-Eleven actually has a program called Transact. It’s a reloadable prepaid MasterCard, which is accompanied by a mobile app that you can use to deposit checks onto the card.

If you’re looking to cash a check outside of regular banking hours, then Transact by 7-Eleven is a great choice.

Transact works with all types of checks. With the Mobile Check Load feature, you can load funds to your Card Account using the camera on your iPhone or Android smartphone.

With Transact, you do not pay fees per transaction. Instead, you pay a monthly fee of $5.

10. Pilot Flying J

• Fee: Free for checks of $200 if you purchase 25 gallons of fuel. Otherwise, you pay a fee which varies by location

Pilot Flying J has about 750 travel centers in more than 40 states. These centers provide a 24-hour and 7 days a week check cashing service. So, if you need to cash a check on a Sunday, you might want to try Pilot Flying J.

And if you like the idea of cashing checks for free, Flying J does that. You can cash checks of up to $999.99 for a fee. Or, if you fuel a minimum of 25 gallons, you can cash a check of up to $200 free of charge at the same location within two hours of fueling.

Cashing a Check on Sunday: Final Thoughts

Sunday is not the best day to cash a check since many banks are closed then. That doesn’t mean that you are left without any options though.

Thankfully, there are plenty of places where you can cash a check on a Sunday, so you can get the cash you need.