20 Mint.com Alternatives (Free Budgeting Apps Better Than Mint & Quicken!)

• Problems connecting to smaller banks and credit unions
• Poor customer service that often doesn’t get back to users
• Lack of investing features that most budgeting apps now have
• Ads that clutter up the interface
• Lack of report generation
• Mistakes in labeling purchases you’ve made

Thankfully, there are many great paid and free money apps out there that you can use to build better budgets. Most of them are free, there are a few paid ones that are definitely working checking out.

We will list them all below!

Free Mint Like Apps

These are all completely free to use apps that will help you budget.

They are all great Mint alternatives to check out.

Plus, there is no payment or subscription service needed for these!

1. Personal Capital

• Official website: https://www.personalcapital.com/
• App available for: iOS and Android

This entirely free app has tons of amazing tools for you to use to get your finances in check.

The app features:

• Interactive cash flow tools
• Investment Tracker
• Retirement planner
• Personalized investment advice
• Investment checkup
• Hidden fee searcher

The app also works with Apple watch. There is a two-step authentication that helps keep your data and money save. They also recently added voice activation and Siri shortcuts.

2. Banktivity

• Official website: https://www.iggsoftware.com/banktivity/
• App available for: iOS

This app gives you tools for budgeting and personal finances.

You can password protect your data and have Face ID authentication.

You can quickly add your newest transactions from anywhere, monitor your account balances, track spending and trades.

3. EveryDollar

• Official website: https://www.everydollar.com/
• App available for: iOS and Android

This app has both a free and premium version. However, their free version still has tons of features.

You can:

• Create a personal budget and fully customize it in minutes
• Manage money and track spending
• Split transactions across multiple budget items on your lists
• Financial planning with access to their local providers’ program
• Free connection with real estate, insurance, and tax professionals.
• No third-party advertisements

There is a lot more to it that I covered in my EveryDollar review. Be sure to read it!

4. Status Money

• Official website: https://statusmoney.com/
• App available for: iOS and Android

This is a unique app in that is uses comparisons to motivate you. You get to see how your finances compare with millions of people like you. Then, the app can show you ways to improve your budget by learning from the budgets of other people who have similar incomes.

You can also get cash rewards for joining and referring friends.

5. GoodBudget

• Official website: https://goodbudget.com/
• App available for: iOS and Android

While this app does have a premium account version, you can still get many of its features for free!

With this app, you divide your money into “envelopes” which basically means you are allocating only a certain amount of money for different categories of your budget. This prevents overspending, as you know just how much you can afford for each type of purchase you make.

6. Monefy

• Official website: http://www.monefy.me/
• App available for: iOS, Android, and Microsoft

Monefy is a simple to use a budgeting app that has tons of features, such as:

• An easy to use interface
• Ability to add new records very fast
• Visual charts on your spending habits
• Multiple currency support
• Customizable categories
• Synchs with Google Drive and Dropbox
• Passcode protection
• Built-in calculator

7. Finance Manager

• Official website: http://uramaks.com/
• App available for: Android

This app will let you both manage your expenses and reduce them. You can control any number of accounts in different currencies using this manager.

You can also create different budgets and start a savings plan.

8. Daily Money Manager

• App available for: Android

This is a great app that not many people know about.

On this budgeting app you can:

• Manage expense
• Manage income
• Manage budget category
• Manage quick pick items for faster expense/income input
• Manage recurring transaction
• Transfer between accounts
• Overview monthly balance
• See cash flow from previous months

9. GnuCash

• Official website: https://www.gnucash.org/
• App available for: Android

GnuCash is a mobile finance expense tracker application for Android.

It is a companion application for GnuCash, a free desktop budgeting and personal finance software.

The app allows flexible tracking of expenses on-the-go.

10. MoneyStrands

• Official website: https://moneystrands.com/
• App available for: iOS and Android

Manage and control all of your personal finances in one place with this fantastic app.

It’s easy-to-use and totally free. You can take total control of how much money can you spend on groceries, on dining out, on holidays, or on anything else you may need in your budget.

They also have free ebooks to help you get started on saving money!

11. PocketGuard

• Official website: https://pocketguard.com/
• App available for: iOS and Android

PocketGuard an easy to use personal finance apps in the US and Canada. It makes money management and budgeting trouble-free.

You can pay bills, manage multiple accounts, and stay on top of financial habits.

The app is free to use, but you can choose to get a premium subscription.

12. Wally

• Official website: http://wally.me/
• App available for: iOS

With Wally, you can balance your income and expenses. It helps you understand where your money goes.

You can set and achieve your financial goals, all within the app.

Wally is 100% free, but there are a few premium abilities which you can choose to buy.

13. Spendee

• Official website: https://www.spendee.com/
• App available for: iOS and Android

This is an excellent money tracker that anyone can use. Whether you are balancing a budget for a family or just a single person, it has all the features you need.

It is gorgeously designed to be simple and easy to understand. You can save money and prepare your finances for your future.

It’s free to use, however, there are premium features that you can access for around $1.99 a month.

14. Expensify

• Official website: https://use.expensify.com/
• App available for: iOS and Android

With this app, you can track your receipts and manage expenses on the go. Just take a photo of your receipt and Expensify automatically transcribes the details. You can categorize and code each receipt. You can also submit business expenses for approval.

Some features of the app are:

• Next-day direct deposit reimbursement
• Mileage and GPS tracking
• Automatic credit card import
• Can work with all currencies

15. Dollarbird

• Official website: https://dollarbird.co/
• App available for: iOS and Android

This is a calendar-based personal finance program designed for anyone to use.

Your balance will be calculated automatically for each day, month or year, so you can understand your current and projected financial situation.

It is free to use, but they do have a monthly plan that’s about $4.99 a month.

16. Fudget

• Official website: http://www.fudget.com/
• App available for: iOS and Android

There over half a million people who manage their money hassle-free with Fudget.

Features of the app are:

• Create simple lists of incomings & expenses
• One-tap adding and editing
• Star an income/expense to repeat it on future budgets
• Choice of currency symbols
• Universal app that you can install on any device

Paid Mint Like Apps

Here are a few other Mint.com like apps that you have to pay to use.

17. YNAB – You Need a Budget

• Official website: https://www.youneedabudget.com/
• App available for: iOS and Android

This app can sync with your bank and connect with all of your accounts. The app works on iPhone, iPad, Apple Watch, Android phones, and even Alexa. Your account will sync across all platforms, so you can always check on your money no matter where you are.

You can also set goals and see when you’ll reach them if you continue with your budget.

The best part?

You get to try the first 34 days for free. After that, its $7 a month.

18. Quicken

• Official website: https://www.quicken.com/
• App available for: iOS and Android

This app is a free tool that works as a companion tool with the Quicken budgeting software. So, technically to get it to work, you must buy the software first.

If you don’t like it, there’s a 60-day money back guarantee.

19. Mvelopes

• Official website: https://www.mvelopes.com/
• App available for: iOS and Android

While the app itself is free, there is a monthly cost of $4 to use it. You still get to try the first 30 days for free though!

This app sections off your money using an envelope system, which basically means it allocates money to certain categories of your budget to prevent overspending.

20. Qapital

• Official website: https://www.qapital.com/
• App available for: iOS and Android

This a fun gamified way to save money. Complete saving challenges and budget with other people with this app.

Features of this app are:

• Automated saving
• A checking account
• Personalized investment options
• Bank level security and protection

There are three different pricing options, each coming with different features. The cheapest monthly subscription is $3.

Summary

Hopefully, after checking out this article, you’ll find the perfect app to help you manage your finances.

Are there any apps here that you have tried? Have you tried other budgeting software and apps like Mint? Let us and our readers know about your experiences below.