If you’re wondering what time your EBT benefits will deposit, here’s the simple answer: most states load SNAP and cash benefits between midnight and 8 a.m. The exact time depends on your state’s deposit schedule.
Every state does things a little differently.
Some pay everyone on the same day each month, while others spread payments out based on your case number, Social Security number, or the first letter of your last name.
Weekends and holidays don’t change anything, the EBT system runs every day.
To make it easy, in this guide I’ll give you a simple state‑by‑state table that shows both your monthly deposit day and the usual time your benefits show up.
Table of Contents
EBT Deposit Time Summary
Typical deposit time | Most states load benefits between midnight and 8 a.m. |
Weekend deposits | Yes. Payments still show up on Saturdays and Sundays. |
Holiday deposits | Yes. Holidays don’t delay EBT deposits. |
How states decide your day | Usually based on your case number, SSN, or last name. |
How to check your balance | Call the number on the back of your EBT card or use your state’s EBT app. |
EBT Payment Schedule by State
Below you will find the payment schedule and usual deposit times for every state.
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The “Deposit Schedule” is just a fancy way of saying how your state decides which day you’ll get your benefits. It’s usually based on stuff like the last number of your Social Security or case number, or sometimes the first letter of your last name.
State | EBT Deposit Schedule (Day of the Month) | Usual Deposit Time |
|---|---|---|
Alabama | 4th-23rd, based on the last 2 digits of your case number. | 11:59 p.m. (the night before) |
Alaska | 1st-20th, based on the last digit of your case number. | By 6:00 a.m. |
Arizona | 1st-13th, based on the first letter of your last name. | 11:59 p.m. (the night before) |
Arkansas | 4th-13th, based on the last digit of your Social Security Number (SSN). | 11:59 p.m. (the night before) |
California | 1st-10th, based on the last digit of your case number. | 11:59 p.m. (the night before) |
Colorado | 1st-10th, based on the last digit of your Social Security Number (SSN). | 11:59 p.m. (the night before) |
Connecticut | 1st-3rd, based on the first letter of your last name. | 11:59 p.m. (the night before) |
Delaware | 2nd-23rd, based on the first letter of your last name. | By 6:00 a.m. |
District of Columbia | 1st-10th, based on the first letter of your last name. | 11:59 p.m. (the night before) |
Florida | 1st-28th, based on the 9th and 8th digits of your case number. | By 6:00 a.m. |
Georgia | 5th-23rd, based on the last 2 digits of your case number. | By 6:00 a.m. |
Hawaii | 3rd and 5th, based on the first letter of your last name. | 11:59 p.m. (the night before) |
Idaho | 1st-10th, based on the last digit of your Social Security Number (SSN). | 11:59 p.m. (the night before) |
Illinois | 1st-20th, based on case number and type. | By 3:00 a.m. |
Indiana | 5th-23rd (on odd days only), based on the first letter of your last name. | By 6:00 a.m. |
Iowa | 1st-10th, based on the first letter of your last name. | 11:59 p.m. (the night before) |
Kansas | 1st-10th, based on the first letter of your last name. | By 6:00 a.m. |
Kentucky | 1st-19th, based on the last digit of your case number. | 11:59 p.m. (the night before) |
Louisiana | 1st-14th, based on the last digit of your Social Security Number (SSN). | By 5:00 a.m. |
Maine | 10th-14th, based on the last digit of your birth day. | 11:59 p.m. (the night before) |
Maryland | 4th-23rd, based on the first 3 letters of your last name. | 11:59 p.m. (the night before) |
Massachusetts | 1st-14th, based on the last digit of your Social Security Number (SSN). | By 6:00 a.m. |
Michigan | 3rd-21st (on odd days only), based on the last digit of your case number. | 11:59 p.m. (the night before) |
Minnesota | 4th-13th, based on the last digit of your case number. | By 6:00 a.m. |
Mississippi | 4th-21st, based on the last 2 digits of your case number. | 11:59 p.m. (the night before) |
Missouri | 1st-22nd, based on your birth month and last name. | 11:59 p.m. (the night before) |
Montana | 2nd-6th, based on the last digit of your case number. | 11:59 p.m. (the night before) |
Nebraska | 1st-5th, based on the last digit of your Social Security Number (SSN). | By 8:00 a.m. |
Nevada | 1st-10th, based on the last digit of your birth year. | By 7:00 a.m. |
New Hampshire | On the 5th of the month for all clients. | 11:59 p.m. (the night before) |
New Jersey | 1st-5th, based on the last digit of your case number. | 11:59 p.m. (the night before) |
New Mexico | 1st-20th, based on the last 2 digits of your Social Security Number (SSN). | 11:59 p.m. (the night before) |
New York | 1st-9th in NYC. 1st-9th for the rest of the state. Rule varies by county. | 11:59 p.m. (the night before) |
North Carolina | 3rd-21st (on odd days only), based on the last digit of your Social Security Number (SSN). | By 6:00 a.m. |
North Dakota | On the 1st of the month for all clients. | 11:59 p.m. (the night before) |
Ohio | 2nd-20th (on even days only), based on the last digit of your case number. | 11:59 p.m. (the night before) |
Oklahoma | 1st-10th, based on the last digit of your case number. | 11:59 p.m. (the night before) |
Oregon | 1st-9th, based on the last digit of your Social Security Number (SSN). | By 8:00 a.m. |
Pennsylvania | 3rd-14th, based on the last digit of your case number. | 11:59 p.m. (the night before) |
Rhode Island | On the 1st of the month for all clients. | 11:59 p.m. (the night before) |
South Carolina | 1st-10th for most clients. On the 1st for new cases. | 11:59 p.m. (the night before) |
South Dakota | On the 10th of the month for all clients. | 11:59 p.m. (the night before) |
Tennessee | 1st-20th, based on the last 2 digits of your Social Security Number (SSN). | 11:59 p.m. (the night before) |
Texas | 1st-28th, based on the last 2 digits of your case number. | 11:59 p.m. (the night before) |
Utah | 5th, 11th, and 15th, based on the first letter of your last name. | 11:59 p.m. (the night before) |
Vermont | On the 1st of the month for all clients. | 11:59 p.m. (the night before) |
Virginia | 1st-9th, based on the last digit of your case number. | 11:59 p.m. (the night before) |
Washington | 1st-20th, based on the last digit of your case number. | By 6:00 a.m. |
West Virginia | 1st-9th, based on the first letter of your last name. | By 8:00 a.m. |
Wisconsin | 2nd-15th, based on the last digit of your Social Security Number (SSN). | 11:59 p.m. (the night before) |
Wyoming | 1st-4th, based on the first letter of your last name. | 11:59 p.m. (the night before) |
Note: The deposit times in this table are the usual times people report in each state. Most states don’t publish exact hours, and the timing can change a little based on your EBT processor or banking network. Your benefits will still load on your scheduled day, but the exact hour may be a bit earlier or later.
Official Sources
If you want to read more about these programs straight from the source, here are the official pages on Benefits.gov:
Frequently Asked Questions
That just means your money is added to your card the night before your payment day. So if your deposit day is the 10th, you’ll probably see the money hit your card at 11:59 p.m. on the 9th.
Yep. Your state picks your payment day using your case number or the first letter of your last name. So if you get paid on the 10th, you’ll always get paid on the 10th, even if it’s a weekend or holiday.
No. Unlike some bank direct deposits, your benefits should still show up on time even if it’s Saturday, Sunday, or a holiday. The EBT system is all automated, so it runs no matter what day it is.
The easiest way to check your balance is to call the toll-free customer service number on the back of your EBT card. Most states also have an official EBT card app or website where you can log in and check your balance and transaction history.
First, double-check your state’s schedule in the table above to make sure it’s actually your payment day. If the time has passed and there’s still no money, call your state’s EBT customer service. Again, the number’s right on the back of your card.
Every state uses its own rules to decide payment days. Some use your case number, some use your SSN, and some use the first letter of your last name. So two people in the same state can get paid on totally different days, that’s normal.
It’s rare, but it can happen. Most delays come from system maintenance or issues with your state’s EBT processor. If it’s past your usual time, just call the number on the back of your card to check for updates.
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Usually, yes. Most states load both SNAP and cash benefits on the same schedule. If your state uses different dates, it’ll be listed on your state’s EBT website.
No. States don’t offer early deposits for SNAP or cash benefits. The only exception is when a state issues emergency benefits, and that’s something they announce ahead of time
Okay, My Benefits Are Deposited. Where Can I Use My EBT Card?
Once your benefits are on your card, you’re ready to use them.
For your cash benefits, check out my guide on how to find surcharge-free EBT ATMs to withdraw cash.
For your food benefits, most major grocery stores and retailers are options. You can see my guide on using EBT at Walmart or shopping for groceries with EBT on Amazon.
And in some states, you can even use your card at certain fast food restaurants that accept EBT.
Closing Thoughts
Figuring out your EBT schedule can feel like a lot.
But once you know your state’s rule, you’ll always know when to expect your money.
Our state-by-state table should make it super easy to find your deposit day and time.
And if your money still hasn’t shown up, don’t panic.
First, check your balance by calling the number on the back of your card.
If it’s not there and your payment day has passed, then give customer service a call.
At the end of the day, knowing your state’s schedule is the first step to knowing exactly what time your EBT benefits deposit.
About Lauren Bennett
Lauren Bennett is a UK-based personal finance freelance writer with over 10+ years of experience helping readers find smart ways to save money and make extra income. She specializes in budgeting, frugal living, and side hustles, delivering clear, practical advice backed by real-world experience.
✅ Edited & Fact-Checked by Saeed Darabi, Founder of MoneyPantry.
well you said everything except what I’m looking for I have a posted deposit on August 26. but it does not show up on my card so I can’t withdraw it so I was trying to find out if there’s a glitch or if it’s gonna take a business day to be available
Hey Efrain, yeah, sometimes delays can happen.
How do you find out a pending deposit on your ebt card through the card options
According the government, “Cardholders can use the EBT cardholder web portal at connectebt.com to see account information, including account balances, deposit and pending deposit dates.”
Can you receive a deposit on Saturday if your worker fix your benefits Friday?
It varies by state. Generally, if your payment day falls on the weekend or holiday, you’ll get your snap benefits after the weekend or holiday.
Wisconsin is not on the list!!! what time is it for them?
So sorry Katie. We hade West Virginia listed twice, The second ones should have been Wisconsin instead. I have updated the post.
And to answer your questions, EBT deposit time for Wisconsin is 11:59 p.m.
Thank you for your question and sorry again for not catching that mistake.
I live in Kentucky. Supposedly my food stamps were to be deposited at 11:59pm EST. But I believe that time is highly inaccurate and incorrect. Pretty sure that the supposed deposit time is only estimated and not the actual time… I recertified and reapplied in October. I got my food stamps on the 13th last month.
Thanks for sharing that. Yes, it’s an estimation and not an exact timeline (as it is with most government related stuff, lol!)
in ca your cash benefits are deposited at approximatly 12;01am on the 1st of every month but ebt will not allow you to withdraw cash from an atm until after 6;00am (6 hrs after deposit) I tried at 12;02am did’nt work so I called the ebt agent and was told that because most fraud happens between the hours of 12:am and 3;00am they do not allow cash to be withdrawn from atm machines until after 6:00am on the day money is deposited. but you can get around this by going to a grocery store and make a purchace then get cash back from the transaction becase it will be a point of sale transaction not a withdraw. so your tricking the banks computer. so incase you have an emergency and need cash thats the way you do it. also you can do this more than once so if you need more than $200 just repeat this process. stores that allow cash back typically only allow $20.00 but big grocery stores like Safeway or walmart let you take up to $200. so theres always a way around the little obsticales
how long dose it take to put tanf on card after renew
If I am not mistaken, it takes around 7 to 10 business days to get your new TANF (Temporary Assistance For Needy Families) card, but it could differ from stat to state as well.
If my EBt date falls on Sunday when will I get it Friday or Saturday
It depend son your state, Tionne. Some don’t process it on the weekend, some do.
this is false information I live in Missouri and our food stamps hit at 6am on the day u receive ur benifits
Thanks for sharing that, Suzanne. Every place I look still says Missouri deposits Electronic Benefits Transfer (EBT) benefits at 11:59 PM. Maybe they deposit at 11:59 PM, but since the actual business day starts the next day at 6 AM, it shows up like that. Since technically the business day starts then.