25 Best Cash Advance Apps Like FloatMe (2024 Update)

FloatMe has saved users more than $100 million in bank fees. That being said, there are several fintech apps out there to explore. Here’s a sample of them below.

Top Cash Advance Apps Like FloatMe

These payday/cash apps can tide you over until your next paycheck.

1. Aspiration (iOS – Android)

This app blends environmental consciousness with financial wellness.

Each time you use your debit or credit card, Aspiration plants a tree. Plus, you receive your paycheck or government benefits up to two days earlier when you connect your ACH/direct deposit information with your Aspiration account.

Furthermore, it should interest you that the debit cards are comprised of recycled plastic, and the credit cards are made (mostly) from corn. Therefore, when you need to replace a card, you can rest assured that your old card won’t pollute the Earth once you throw it away.

2. B9 (iOS – Android)

With B9, you can receive 100 percent of your paycheck up to 15 days earlier. In addition, you get benefits like:

• Quick cash transfers between B9 members
• B9 Visa card
• No overdraft fees, credit checks, or minimum balance
• Up to $500 in cash advances

Moreover, you earn cashback rewards when you spend at least $200.

3. MyPayNow (iOS – Android)

Get up to $1,250 in cash advances quickly with MyPayNow!

Just request your money weekly, bi-weekly, or monthly, and expect it to hit your account within a minute.

You only have to pay a flat rate of $5 for every $100 you access.

MyPayNow even has a sloth as its mascot, which makes it quite ironic.

Note that this app is only available to Australian residents.

4. Klover (iOS – Android)

Klover allows you to access cash advances of up to $100.

Additionally, you can earn extra points to boost your advance by answering questions or watching videos.

Klover also provides credit monitoring tools and opportunities to strive for and meet savings goals.

5. Varo (iOS – Android)

You can’t go wrong with Varo since you can access between $20 and $100 in payday advances.

Besides cash advances, Varo lets you get your paycheck two days earlier than its scheduled payday.

Best of all, you can use your Varo cards to receive up to 6 percent in cashback rewards, which are automatically sent to your bank account each time you reach $5. Cool!

6. DailyPay (iOS – Android)

Though DailyPay requires your employer to be a company partner to use it, it’s a really fantastic app.

Why? Because you can withdraw up to $1,000 per day, every day. Transfer your earnings to your bank account, Visa debit card, or payroll card.

Each DailyPay transfer costs about a couple of dollars, but you can bypass these fees by signing up for a Friday by DailyPay card.

7. Earnin (iOS – Android)

Earnin (review) is another employer-partner app to consider. You can request up to $100 per day and $500 per pay period.

It has a handy feature called Balance Shield Alerts. When your set bank account balance decreases, Balance Shield Alerts come to the rescue by sending you automatic cash-outs.

Earnin even lets you send voluntary tips of up to $14.

8. Go2Bank (iOS – Android)

Go2Bank isn’t called “the ultimate mobile bank account” for nothing.

When you set up direct deposit with Go2Bank, you can receive your paycheck up to two days early and any government checks up to four days early.

Additionally, you get up to $200 in overdraft protection, provided that you receive qualifying direct deposit payments.

9. Revolut (iOS – Android)

Revolut offers Early Salary, which lets you get your paycheck about a few days earlier via direct deposit.

Have kids? If you’re a parent of teens between 13 and 17, you can teach them early about financial responsibility by signing them up for Revolut <18. Revolut <18 helps teens keep track of allowance, aspire for money-saving goals, and send money to fellow Revolut <18 members.

You can even take advantage of the app’s stock options by starting at $1 to invest.

10. Chime (iOS – Android)

Chime is a popular online bank that provides Early Direct Deposit, which lets you get your paycheck two days before its official pay date. All you need to do is sign up for an Online Chime Checking Account to get started.

This app’s also known for its flagship program SpotMe, a feature where you can receive up to $200 in overdraft protection.

11. Branch (iOS – Android)

Whether you’re an employee or a gig worker, you can use Branch, provided your employer or client creates an account with the company.

Send payments to your bank account — which takes about three days — or get it within seconds via the Branch Debit Card.

If you want to chat with co-workers, use Branch Messenger to schedule work shifts or just to say “Hi.”

12. Even (iOS – Android)

Once your employer signs up with Even, you can request up to half of your earnings.

The great thing about Even is that you can expect your funds to hit your bank account within one business day. (You can also pick up your paycheck from your local Wal-Mart.)

Additionally, this app keeps track of your work schedule, allowing you to view your wages before you request them.

13. PayActiv (iOS – Android)

Want to request up to $500 per pay period? Download PayActiv!

PayActive is an app similar to Earnin app in that it lets you borrow up to $500!

Receive payments via Wal-Mart pickup, payroll card, debit card, or bank account.

Though this is an employer-partner app, your employer isn’t required to have a PayActiv account for you to benefit from it. Sign up for a PayActiv Card to receive your wages about two days earlier.

14. Brigit (iOS – Android)

Brigit allows you to request $50 to $250 cash advances.

There are no credit checks, hidden fees, or tips.

Plus, it includes handy features like credit-building tools, Auto Advances to save you from bank overdrafts, and part-time gigs to choose from when you want to make extra money.

15. Albert (iOS – Android)

Get a payday advance of up to $250 with Albert!

You can also use this app to monitor your spending habits, bills, and income to aid you in reaching your savings goals. (You even receive bonuses just for saving money.)

What’s more, Albert includes Genius, a feature that lets you converse with finance experts for only $6 a month.

16. Dave (iOS – Android)

While there are many apps like Dave, somehow, Dave has garnered a lot of attention and die-hard users.

Dave provides the Dave Debit Mastercard for you to request up to $500 in payday advances.

The app includes an automatic budgeting component to help track your bills and overall spending.

Like Brigit, Dave offers flexible money-making opportunities like walking dogs and food delivery.

Best of all, Dave is very affordable since it costs only $1 per month to use it.

17. Current (iOS – Android)

Need to receive your paycheck two days earlier than Friday? Create a Current account.

And with Current’s direct deposit feature, you receive $25 to $200 in overdraft protection upon receiving $500 or more per month in eligible payments.

In addition to direct deposit, the app provides options for trading crypto, which has no trading fees, and you can start with just $1.

18. Grid (iOS – Android)

Grid gives you a cash advance and a tax refund.

Request up to $200 through its CashBoost feature.

With Grid Tax, you can get up to $250 per month in tax refunds at no cost to you.

It even provides a card to assist you in building credit.

19. Empower (iOS – Android)

With the Empower app, you can start requesting cash advances and work your way up to extending your line of credit.

How? First, begin with Empower Cash Advance to get up to $250. Then, upgrade to Empower Thrive to receive a credit line of up to $1,000.

Empower also offers a debit card account that has no overdraft fees.

20. Axos Bank (iOS – Android)

A Chime like bank, Axos offers Direct Deposit Express via its Essential Checking Account.

Direct Deposit Express lets you receive your payments up to two days sooner. There are no fees to worry about either.

21. SoFi (iOS – Android)

The Early Paycheck program SoFi offers does more than allow you to get your paycheck a few days earlier. It also covers any overdrafts of up to $50.

Every now and then, SoFi gives new customers cash bonuses for opening up a direct deposit account, so be on the lookout for their limited-time offers.

22. FlexWage (iOS – Android)

FlexWage is an app for workers who don’t have bank accounts.

When you need your wages or tips, FlexWage provides a pay card for you to quickly access them.

This app even offers a financial wellness program called Sum180.

23. Rain (iOS – Android)

Rain creates a win-win situation for employees and businesses since workers get part of their earnings early, and it costs employers nothing to create an account.

This earned wage access app lets you request up to 50 percent of your wages in three simple steps:

1. Wait for your employer to sign up.
2. Connect your bank account.
3. Get paid!

24. Hundy (iOS)

Hundy isn’t your typical payday advance app. That’s because investors operate it rather than banks.

Feel free to request $25 to $250 after signing up, and expect your payment within 24 hours.

It’s only available for iOS devices.

25. Tapcheck (iOS – Android)

Tapcheck provides next-day and instant transfer options so you don’t have to wait weeks for your wages.

After your work shift ends, request your earnings anytime, day or night.

Employer not signed up yet? Tell them about this app so that you can start getting paid ASAP.

Wrapping it Up

It’s really frustrating to be low on funds, especially if a bill is going to be overdue soon. But with cash/payday advance apps like FloatMe, tackling your money problems could be easier for you from now on.