Shopping online has become more and more popular in the past few years, to the point that many people prefer to exclusively shop through the internet now. That’s why in this TopCashBack review, I will be showing you a service that lets you earn cashback on online purchases.
What is TopCashBack?
Basically, TopCashBack is a cashback shopping portal (much like eBates and BeFrugal) that allows you to claim cashback rewards on your online shopping. By buying things you were going to buy anyway, you can earn serious rewards!
Basically, you get paid for shopping online!
It’s free to join and, according to the site, has saved members hundreds of dollars each year.
Over four thousand retailers work with the site, including:
- Forever 21
- Best Buy
- And so many more!
And oh, they just recently added Amazon as well. So now you can even earn cashback on Amazon!
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You might be wondering how this works. Well, online businesses give TopCashBack a referral commission rate when you make a purchase through the site. Then TopCashBack actually gives the entire rate directly to you! And when it comes to TopCashBack vs eBates, that is one of the major differences!
How Do I Join & Earn Cashback?
Getting started is simple with these easy steps.
Step 1: Visit https://www.topcashback.com/ and fill out the short sign up form. (Worried you’ll be left out in the cold because you’re from the Great White North? Don’t! TopCashBack supports shoppers in both the US and Canada!)
Step 2: Search for whatever you want to buy on the website. It will direct you to the best websites to buy whatever you are looking for.
Step 3: Click the pink “Get Cashback” button, which will open the retailer’s website.
Step 4: Shop how you normally shop and make your purchase. The value of whatever you bought will automatically be attributed to your account.
Step 5: Redeem your rewards! You can get your rewards in either gift cards or PayPal money.
Some of the top deals they have going on right now are:
- 3% cashback from Fandango
- 8% back from GAP Factory
- 4% cashback from Hobby Lobby
- Up too 15% back from Sam’s Club
- Up to 2.25% back from Target
There are a few extra things you might want to consider that can help you earn more money when using the site.
Along with these cashback deals, they also offer a browser extension for easier use. You can access their coupon codes and cashback offers with a click from anywhere.
They have a mobile app for in-person trips to the store. It can even alert you to deals in your area!
There is a referral program you can use that lets you earn extra money when you invite your friends.
How Do You Get Your Money from TopCashback?
Now comes the most important question of all, “How do I get my money how long does TopCashback take to payout?”
Requesting a payout from TopCashBack is easy. Unlike other sites, there is no minimum you have to build up in order to cash out. Just go to the Payout section of your account and select your preferred payout method.
There are lots of ways to get your cashback paid out.
You can get your payment through:
- And many different gift cards
TopCashBack Reviews & Ratings
Let’s start with how the BBB rates the company.
Better Business Bureau
According to the Better Business Bureau, TopCashBack has been up and running for six years. The company is not accredited by the BBB. However, they do rate TopCashBack at a “B,” based on its interactions with customers.
Customer ratings on the site give it two and a half stars out of five from thirty-one posted reviews.
TopCashBack has had 103 complaints through the Better Business Bureau closed in the last three years. Thirty-six of those were closed in the last twelve months.
When signing up for sites like this, it’s always important to check other user reviews to see what you are going into.
There were a lot of reviews of TopCashBack on Reddit. Here’s some reviews I found of TCB:
“I’ve used TCB for years and have had no issues. There have been times where something had not tracked but they make it easy to file a claim and they have always credited them for me. I’ve cashed out over $1k from them,” said one Reddit reviewer.
“Been using TCP for a year. Earned hundreds of cash backs. Payout works fine (I didn’t get AMEX cards several times and contacted support and they always reissued one without problem). Almost all the cashback sites have a long pending period. TopCashback usually has a higher cashback rate comparing to other sites,” said another Reddit reviewer.
“I’ve been using TCB for years now. I like that you can withdraw your earnings any time you want after they’ve migrated to payout status. I did have one purchase that didn’t work out but it ended up being my fault. Sometimes the purchases do take a while to credit,” said a Reddit reviewer.
The most common complaints I found were about how long it takes TCB to pay out to users. However, almost all the user reviews I found mentioned that they have made money off the site and that it is definitely legit.
On the website TrustPilot, TopCashBack has over 100,000 reviews, with a near-perfect 5 out of 5 star rating on average.
Pros & Cons
For those of you who are still not decided on whether TopCashBack is right for you, it might be best to break down the positives and negatives of the service.
Some Pros of the site are:
- You get 100% of the commission that TopCashBack receives from the sites you’re buying from
- There are multiple alternatives to using the site, such as the browser addon and the mobile app, so you can choose what best suits your lifestyle.
- No minimum payout, so you don’t have to save up a ludicrous amount of points to redeem your cashback
- Offers coupons in addition to cashback, passing more savings your way
Some Cons are:
- Some customers have complained about items not qualifying for cashback
- Others have said that their cashback has taken longer than they expected to appear on their account
- Some customers have complained that their cashback claim was denied because their browser cache was full at the time of purchase
Is TopCashBack a Legit Site?
And is it worth it?
Here’s the thing…
As long as you’re using it for purchases you’d be making anyway, go for it! It’s a great way to casually earn a little bonus money back while doing your regular shopping.
I would recommend reading the guidelines on each offer carefully, however, just like you would with paper coupons in the real world. Being a responsible consumer means keeping an eye on the fine print!
Another key to being a responsible consumer is keeping your options open. You can find out about other ways to get cashback on your purchases by searching for “cashback” on MoneyPantry.
I hope this review of TopCashBack has been useful in helping decide whether or not to use it to earn cash back on your online purchases.