39 Sign Up Bonus Apps that Give You Free Money (Some Instantly!)

1. Ibotta

When it comes to cashback apps, Ibotta is a favorite among consumers. Ibotta gives you cash back on purchases from popular retailers like eBay, Old Navy, and Wal-Mart.

Just connect your bank account or receipt to Ibotta, and withdraw your funds. You can even receive text alerts for shopping deals and new rewards.

• Bonus: $15 upon spending $50
• App available for: Apple/Android

2. Swagbucks

Do you enjoy playing video games, surfing the Web, online shopping, and taking part in surveys? Swagbucks will give you points for engaging in your favorite everyday activities.

Exchange the points you earn for gift cards or cash sent to you via PayPal.

• Bonus: 1000 SB Points (Equivalent to $10); Need to spend at least $25 in a Swagbucks-sponsored store
• App available for: Apple/Android

3. InboxDollars

InboxDollars pays users to participate in activities like surveys, sampling products/services, and shopping. Unlike many similar sites, you earn cash, not points.

Enter your email and password, then locate your payment in your InboxDollars account.

• Bonus: $5
• App available for: Apple/Android

4. Acorns

Have you always wanted to invest but don’t have thousands of dollars lying around? Check out Acorns!

With Acorns, you only need spare change from purchases like gas, grocery items, and coffee drinks to commence your investment journey.

Additionally, you get bonus investments and an automatic retirement account.

• Bonus: $15 when you invest $5
• App available for: Apple/Android

5. Klarna

Use Klarna online or offline. Then, pay for your purchases with the Klarna card, browser extension, or app.

It lets you earn rewards from your shopping sprees, and you can even split payments into four simple installments.

• Bonus: $5 Welcome Reward when you buy one item
• App available for: Apple/Android

6. LifePoints

LifePoints rewards you for answering its surveys. When you earn enough points, redeem them as PayPal credits, gift cards, and other stuff.

LifePoints also offers giveaways, polls, and fun competitions.

• Bonus: 10 points
• App available for: Apple/Android

7. MobileXpression

Earning credits for rewards through MobileXpression is very simple. Just download its software on your phone, visit the app regularly to check the points you earn, and exchange them for eGift cards. How simple is that?

Stay at least a week after signing up, and get an Amazon Gift Card!

• Bonus: $5 Amazon Gift Card
• App available for: Android

8. Current

Current is an amazing app because it allows you to:

• Sell/Buy cryptocurrency
• Reach savings goals
• Get points from debit card purchases you can redeem for cash
• Receive overdraft protection
• Get your paycheck up to two days early with direct deposit

With so many cool features, this is a great app to install.

• Bonus: $50 after receiving at least $200 in eligible direct deposits for 45 days
• App available for: Apple/Android

9. MyPoints

With MyPoints, you can get free gift cards.

How? By three different methods: playing online games, taking surveys, and shopping.

MyPoints offers gift cards from popular retailers like Target, Starbucks, and Apple.

• Bonus: 1,750 points when you spend $10+ through MyPoints for 30 days, then redeem for a $10 Gift Card from Amazon or Visa
• App available for: Apple/Android

10. PointClub

You receive money for answering survey questions and playing games through PointClub.

Once you earn a certain number of points, redeem them for a cash payment via PayPal or a gift card. That said, you’ll receive your first redemption payment by check.

• Bonus: 5,000 points (Equivalent to $5)
• App available for: Android

11. FusionCash

FusionCash is a website where you earn money by downloading certain apps, playing games, watching videos, and taking surveys.

What I find odd about FusionCash is that it doesn’t have its own app, which is common for most sites these days. However, I added it to the list because it pays you just for signing up. And nothing’s stopping you from using FusionCash through your phone’s browser.

• Bonus: $5

12. Upromise

If you have a college-bound kid, you might want to check out Upromise.

Upromise helps you save money to fund your child’s college education. Just connect your bank account with your Upromise account to receive monthly deposits.

You can also use its Mastercard to earn cash-back rewards on every eligible purchase.

• Bonus: $5.29 upon sign-up; $25 after connecting a 529 plan
• App available for: Apple/Android

13. SoFi

When you bank with SoFi, you get many benefits, including bonus money when you register for direct deposit.

SoFi doesn’t charge you account fees, plus you receive overdraft protection of up to $50.

Furthermore, it provides a debit card that gives you up to 15 percent in cash-back rewards when you buy from local retailers.

• Bonus: $50 to $250 after signing up for direct deposit
• App available for: Apple/Android

14. Robinhood

You don’t have to steal from the rich and give to the poor with Robinhood since it gives all users an opportunity to make money with stocks.

Begin with just a single dollar to trade cryptocurrency. If you’re new to investing, Robinhood provides lessons to assist you in reaching your goals.

It even allows you to get your paycheck about two days before your official pay date.

• Bonus: Free stock; $5 to $200 cash value
• App available for: Apple/Android

15. BeFrugal

BeFrugal lets you earn up to 40 percent cash-back rewards from over 5,000 stores.

All you need to do is shop through the app and receive payment through these methods:

• Check
• Direct Deposit
• Gift Card
• Zelle
• Venmo
• PayPal

You can earn cash back on purchases from hundreds of stores including the Home Depot, Amazon, Macy’s, Walmart, Dick’s Sporting Goods and more.

• Bonus: $10
• App available for: Apple/Android

16. Zap Surveys

Earn money just for shopping, playing games, and answering surveys with Zap Surveys.

This app offers games and surveys every day so it could be a good side hustle for you.

You’ll even get paid for taking your first survey!

• Bonus: $3 after taking your first survey.
• App available for: Apple/Android

17. eToro

eToro users can buy/sell cryptocurrencies, ETFs, stocks, and options.

If you get stuck, connect with other eToro members to get investing tips.

This app also has eToro Academy, a resource that teaches you about trading.

• Bonus: $100,000 in a digital portfolio
• App available for: Apple/Android

18. Public

Public doesn’t limit you to investing in stocks and cryptocurrencies. It allows you to invest in fine art, luxury goods, music royalties, and real estate.

In addition, this app keeps you up to date with Public Live, a feature dedicated to market news.

• Bonus: $3 to $300 in free stock
• App available for: Apple/Android

19. Moomoo

If you’re an active trader, you’ll like Moomoo.

With Moomoo, you can create a portfolio by trading ADRs, OTCs, options, and more.

Its AI alerts enable you to keep track of your investments, and you even have access to China, Hong Kong, and U.S. markets.

Moreover, Moomoo has charting and analysis tools to aid you in monitoring market trends.

• Bonus: Up to 15 stocks worth $2,000 each
• App available for: Apple/Android

20. Delivery.com

Don’t feel like cooking? Order some grub from Delivery.com!

Feel free to order anything from sushi and pizza to soft drinks and fine wine.

Delivery.com also handles groceries and laundry.

With this app, you can even earn points and redeem them for food and other rewards.

• Bonus: Not a bonus per se, but you receive $10 off your first order when you order $15’s worth of food or other items
• App available for: Apple/Android

21. Upgrade

Upgrade could truly be an upgrade from your old bank account.

That’s because it offers credit lines ranging from $500 to $25,000, cash-back rewards on debit card payments, and a bonus when you open a Rewards Checking account. Plus, Upgrade doesn’t charge you any fees.

• Bonus: $200 when you open a checking account and make three debit card purchases
• App available for: Apple/Android

22. Opinion Inn

Give your point of view through Opinion Inn.

You can earn between 50 cents and $100 on each survey. Also, if you answer at least five surveys a month, you’re entered into a monthly prize draw of $500.

Note: You need to earn at least $25 before cashing out through PayPal.

• Bonus: $10
• App available for: Apple/Android

23. Stash

Stash is a bank and an investment account rolled up into one.

When you use the Stash debit card, you receive cash back on qualified purchases. Use the spare change towards your investments.

Start investing with just $5, and build portfolios for yourself or your family, if applicable.

• Bonus: One-time stock reward
• App available for: Apple/Android

24. Toluna Influencers

Like market research? Sign up with Toluna Influencers!

Take part in Web surveys, then exchange earned points for cash or gift vouchers.

Toluna Influencers also provides a forum for you to interact with other members.

• Bonus: 500 points
• App available for: Apple/Android

25. Rakuten

Through Rakuten, you receive cash-back rewards from over 3,500 retailers.

Not only do you make money, but you also save money since Rakuten lets you track down coupons.

When it’s time to cash out, choose PayPal or check.

• Bonus: $10 after spending at least $25 through the app
• App available for: Apple/Android

26. Raise

Shopping through Raise grants you:

• Up to 25 percent off on select brands
• Coupon deals
• Free shipping
• Up to 85 percent cash back when you sell unused store credits and gift cards
• Best offers every day
• Bonus: $10 off your first purchase
• App available for: Apple/Android

27. Spruce

Spruce is a mobile financial platform created by the tax preparation company H&R Block.

By using this app, you don’t have to deal with sign up or monthly fees.

You also receive cash-back rewards, a free credit score, and up to $20 in overdraft protection.

• Bonus: $20 after receiving eligible direct deposits
• App available for: Apple/Android

28. Fluz

There’s so much you can do with the Fluz app like:

• Receive up to 25 percent cash-back rewards
• Shop hundreds of retailers with a MasterCard Debit
• Build credit
• Send and receive money
• Make money via referrals
• Bonus: $5 when you sign up through a referral link
• App available for: Apple/Android

For more details read my complete Fluz app review.

29. Webull

Webull makes investing fun and convenient.

There are no minimum deposits or commissions for you to fret about.

Create a diversified portfolio with OTC, ETFs, and crypto.

Webull also offers IRA and individual brokerage accounts to give you extra investment options.

• Bonus: Up to 12 free stocks
• App available for: Apple/Android

30. RebatesMe

App available for RebatesMe so you can shop at any of its 4,500 retailers and receive up to 40 percent cash back.

You only need to attach the extension to your Chrome browser to take advantage of its cash-back offers and coupons.

Apparently, there aren’t any apps for it, so you’ll have to use your phone’s browser to access the site.

• Bonus: $10

31. Tada

Tada! You get cash back on groceries. Get it?

Receive up to 20 percent cash back when you buy from Macy’s, Expedia, Best Buy, and other merchants. You even earn a bonus on your first purchase.

Get paid via PayPal or gift card.

• Bonus: Welcome bonus $20; First order bonus $10
• App available for: Apple/Android

32. Venmo

Send and receive cash with Venmo.

Additionally, this app lets you receive cash-back rewards with your credit card and debit card, invest in cryptocurrency, and even pay in brick-and-mortar stores.

You can even spread the news about payments you made or received through Venmo’s social platform to your friends.

• Bonus: $10
• App available for: Apple/Android

33. Netspend

Netspend’s prepaid card is a great alternative to using cash.

It doesn’t require a credit check or a minimum balance. Netspend also lets you receive your paycheck, tax refund, and/or government benefits via direct deposit.

• Bonus: $20 via referral link when the referrer loads $40 on their card
• App available for: Apple/Android

34. Discover it Cash Back Credit Card

Though you need to apply and get approval, this card has some really cool features.

The Discover it Cash Back Credit Card has no annual fee, and you receive 5 percent cash back on purchases at select gas stations and restaurants each quarter. Plus, your rewards never expire.

You can even take advantage of cash-back rewards by using your digital wallet. That way, you don’t have to wait until your card arrives in the mail before shopping.

• Bonus: One percent instant cash-back rewards on everyday purchases
• App available for: Apple/Android

35. Dosh

When you link your credit or debit card with Dosh you receive cash back on:

• Travel
• Local restaurants
• Online retailers

Best of all, you can transfer your earnings to PayPal, Venmo, or your bank account.

• Bonus: $1.00 upon linking your card
• App available for: Apple/Android

36. Cash App

Cash App practically has it all: fund transfer abilities, loans, and tax preparation options.

And you just found the easiest way to get free Cash App money!

You can also use the app to purchase stock and get discounts.

• Bonus: $5 via referral code
• App available for: Apple/Android

37. Slide

Access more than 300 eateries and merchants with Slide.

When making purchases, you pay with the provided barcode or serial number. Then you instantly receive your cash-back reward.

• Bonus: $5 off your first four purchases
• App available for: Apple/Android

38. Go2Bank

Go2Bank allows you to get your government benefits or paycheck days earlier than it’s scheduled when you enroll in direct deposit.

Provided that you receive qualified direct deposit payments, you unlock up to $200 in overdraft protection.

• Bonus: $50 after referring a friend
• App available for: Apple/Android

39. Branded Surveys

Branded Surveys, as the name suggests, is a survey panel that pays you for taking online surveys. They offer a 100-point sign-up bonus which equates to $1 when you want to cash out. This is basically free money instantly in your bank account!

• Bonus: 100 points
• App available for: Apple/Android

Closing Words

Phew! That’s quite a list, but as you see, you have plenty of options here. Don’t wait any longer to use these sign up bonus apps to earn or save money.