Although liquor license laws restrict most liquor stores from offering check cashing services and money services in general, there are still plenty of grocery stores that cash checks that also happen to sell liquor.
This includes stores like Albertsons, Kroger, Hy-Vee, Walmart, and Giant Eagle.
In this post, we list stores that sell liquor and cash checks.
What’s great about these stores that sell liquor is that many of them have flexible opening hours. It can be an inconvenience trying to get to the bank after work before it closes, right?
Many of the stores on our list below are open late or even provide 24-hour check cashing services. Many of these stores also provide other money services, like money orders.
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You’ll find 30 stores on the list, and we’ve also included information about fees, limits, and the types of checks that each store will cash.
Table of Contents
Liquor Stores that Cash Checks Near Me
Here are 30 stores that sell liquor and cash checks.
1. Kroger
- Fee: Starts at $3
There are 2,800 Kroger stores in 35 states, and these stores have a Money Services center where you can cash checks. Fees vary from $3 to $7 depending on the value of the check and whether you have a Shopper’s card.
Checks you can cash include:
- Payroll checks
- Government checks
- Income tax refund checks
- Insurance settlement checks
- Business checks
- Child support checks
If you are looking for a place where you can cash a third-party check, look elsewhere, as Money Services doesn’t accept third-party checks, personal checks, or starter checks.
Here are the fees for cashing a check:
- Fees start at $3 with a Shopper’s Card for checks up to $2,000.
- Fees, with a Shopper’s Card, for checks between $2,000.01 and $5,000 start at $5.50.
The Money Services website actually has a section where you can enter the value of your check and see the fees you can expect to pay.
When I did this, I found that the fee was $4 with a Shopper’s card and $4.50 without a card for checks worth up to $2,000. For checks worth between $2,000.01 and $5,000, the fee was $7 with a Shopper’s card and $7.50 without a card.
So, while fees start at $3, they can be up to $7.50.
2. King Soopers
- Fee: Starts at $3
King Soopers, which is operated by Kroger, has 118 locations, most of which are in Colorado and some in Wyoming. Many Kroger subsidiaries have a Money Services center where you can cash checks.
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Types of checks you can cash include payroll checks and business checks. Fees vary from $3 to $7.50 to cash a check at King Soopers.
3. Albertsons
- Fee: Varies by location
There are more than 2,200 Albertsons stores across the United States. You can cash personal checks, government checks, and payroll checks at Albertsons in most areas, but the types of checks you can cash vary by location. The check cashing limit is $1,000.
Many stores are open from 6 a.m. to 11 p.m. too, so you can cash a check when you need to.
4. Walmart
- Fee: Starts at $3
Walmart has 4,743 stores across the country, and it will cash various types of checks, including:
- Stimulus checks
- Government checks
- Tax checks
- Cashier’s checks
- 401(k) and retirement distributions
- Insurance settlements
- Two-party personal checks
It will cash checks up to $5,000. The fees are $4 for a $1,000 check and $8 for checks up to $5,000.
5. Smith’s Food and Drug
- Fee: Starts at $3
Smith’s Food and Drug is a supermarket chain owned by Kroger. There are 144 Smith’s Food and Drug retail stores in Arizona, Idaho, Montana, Nevada, New Mexico, Utah, and Wyoming. Fees range between $3 and $7.50. You can cash child support checks, payroll checks, and business checks at the store.
6. Hannaford
- Fee: Varies by location. Cashing pension checks is free for customers over 60.
Hannaford is a supermarket with more than 180 stores in New England and New York. At Hannaford, you can cash government checks, payroll checks, and pension checks that are considered regular income.
7. Stop & Shop
- Fee: $0.50
Stop & Shop operates more than 400 stores throughout New York, New England, and New Jersey. You can cash payroll and government checks at Stop & Shop if you join its rewards program, GO Rewards, and complete a check cashing application at your local store. You can cash checks of up to $500 for a fee of $0.40.
8. Publix
- Fee: Varies by location
Publix has more than 1,286 stores throughout the Southern United States. You can cash personal checks and payroll checks at Publix. You’ll find Publix stores in Alabama, Florida, Georgia, North Carolina, South Carolina, Tennessee, and Virginia.
9. Fred Meyer
- Fee: Starts at $3
Fred Meyer, which is a subsidiary of Kroger, has more than 130 stores throughout the country, mostly in Washington, but also in Alaska, California, Idaho, and Oregon.
You can cash the following types of checks there:
- Government checks
- Payroll checks
- Tax refund checks
- Insurance settlement checks
- Business checks
Its check cashing limit is $5,000. Like with other Kroger subsidiaries, fees start at $3 but can be as much as $7.50, depending on the value of the check and the location where you’re cashing it.
10. Giant Eagle
- Fee: Varies by store and check type and amount. No fee for child support checks.
Giant Eagle has more than 216 supermarkets throughout Indiana, Maryland, Ohio, Pennsylvania, and West Virginia. You can cash a variety of checks there, including:
- Personal checks
- Payroll checks
- Government checks
- Traveler’s checks
You need a Giant Eagle Advantage card to cash a check at the store.
11. Safeway
- Fee: $2.25 per $200
Safeway has more than 904 stores throughout the country. You can cash payroll, stimulus, government, Social Security benefits, unemployment benefits, and tax refund checks at Safeway. There’s a limit of $1,500, and a fee of $2.25 per $200.
12. Baker’s
- Fee: Starts at $3
Baker’s is a supermarket chain operating primarily in the metro area of Omaha, Nebraska. It’s a subsidiary of Kroger.
You can find a Money Services center where you can cash checks at some of Kroger’s subsidiaries.
You can cash payroll, insurance settlement, government, tax refund, and business checks.
13. Vons
- Fee: Varies by location
Vons is a supermarket with more than 325 locations in Southern California and Southern Nevada. It cashes personal checks and payroll checks typically, but policies are set by individual stores.
14. Wegmans
- Fee: Free for Shoppers Club cardholders
Wegmans is a regional supermarket chain with 109 stores in New York, Pennsylvania, New Jersey, Virginia, Maryland, Massachusetts, North Carolina, Washington, D.C., and Delaware. You can cash personal checks there.
15. Food 4 Less
- Fee: Starts at $3
Food 4 Less, which is another Kroger subsidiary, has 104 locations in California, Illinois, and Indiana. You can cash child support checks, payroll checks, government checks, tax refund checks, insurance settlement checks, and business checks there. Fees range from $3 to $7.50 depending on the value of the check and the location.
16. Ingles
- Fee: Varies by location
You can find 198 Ingles stores in Alabama, Georgia, North Carolina, South Carolina, Tennessee, and Virginia. You can cash personal checks and payroll checks at Ingles. You need to have an Ingles Advantage Card.
17. Food City
- Fee: $3
Food City is a supermarket chain with more than 132 locations, where you can cash a variety of checks, including:
- Payroll checks
- Rebate checks
- Stimulus checks
- Government checks
Its check cashing limit is $1,000 with a $3 fee. If you need to cash a check late at night or early in the morning, Food City is a good option as many of its stores are open from 6 a.m. until midnight.
18. Shaw’s
- Fee: Varies by location
Shaw’s, which is owned by Albertsons, operates 150 stores throughout New England. You can cash personal and payroll checks at the store. Policies are set by individual stores.
19. City Market
- Fee: Starts at $3
City Market has 35 retail stores throughout Colorado, Wyoming, and Ohio. It’s another Kroger-owned store where you can cash checks for anywhere from $3 to $7.50. This includes child support checks, payroll checks, insurance settlement checks, government checks, tax refund checks, and business checks.
20. WinCo Foods
- Fee: Starts at $5
WinCo Foods has 131 stores in Arizona, California, Idaho, Montana, Nevada, Oklahoma, Oregon, Texas, Utah, and Washington. You can cash the following types of checks at WinCo Foods:
- Two-party checks
- Insurance settlement checks
- Manually written payroll checks
- Finance loan checks
- Deposit slip money orders
Fees are $5 for checks up to $500 and $10 for checks over that amount.
21. Winn-Dixie
- Fee: $3.50
There are around 500 Winn-Dixie stores in Florida, Alabama, Louisiana, Georgia, and Mississippi. Most locations will only cash electronically signed payroll checks of up to $500. There’s a fee of $3.50. The types of checks you can cash at Winn-Dixie vary.
22. Harris Teeter
- Fee: Starts at $3
Harris Teeter is an American supermarket chain that operates 261 stores in seven South Atlantic states and the District of Columbia. At this Kroger subsidiary, you can cash checks for a fee ranging from $3 to $7.50.
23. Market Basket
- Fee: 1.25% of the total amount (fees vary by location)
Market Basket is a supermarket company that has 88 stores in New England. You can cash payroll checks there. The limit is up to $50.
24. Pay Less Super Markets
- Fee: Starts at $3
Pay Less Super Markets is a chain of supermarkets based in Indiana. It’s another Kroger subsidiary that allows you to cash checks for between $3 and $7.50. You can cash various types of checks, such as child support checks, payroll checks, and business checks.
25. Food Lion
- Fee: Varies by state
There are 1,110 Food Lion retail stores in the United States. You can cash personal, government, rebate, tax refund, and U.S. Traveler’s checks up to $500, and payroll checks up to $1,000.
26. Hy-Vee
- Fee: $2 to $6 per transaction
Hy-Vee operates more than 240 retail stores in the Midwest. Some Hy-Vee locations cash checks, with limits ranging from $2,000 to $5,000. Some Hy-Vee stores are open 24 hours, offering 24-hour check cashing services.
27. Dillons
- Fee: Starts at $3
Dillons is a Kroger-owned grocery supermarket chain with 94 locations. You can cash payroll checks, income tax refund checks, insurance settlement checks, government checks, and business checks at the store. Fees are $3 to $7.50. The check cashing limit is $5,000.
Local Liquor Stores
Another way you can find more places to cash checks nearby is to check with local liquor stores. State laws vary from state to state, so you’ll find some liquor stores that do provide check cashing services.
Here are a few examples:
- Benny’s Package Store: Atlanta, Georgia.
- Cork ‘n Bottle Liquors: Laurel, Maryland.
- Steve’s Discount Liquors: Wilmington, Delaware.
So, do a search for “liquor stores that cash checks [name of your city, town, or state]” on Google. This will show you any local liquor stores that cash checks near you, if there are any.
Closing Thoughts
Although local laws often restrict liquor stores from providing money services, such as check cashing, you can still cash checks at grocery stores that sell liquor.
Walmart, Kroger, Hy-Vee, Wegmans, and Albertsons all sell liquor and provide check cashing too!
So, if you’ve wanted to know, “Are there any liquor stores that cash checks near me?”, then try the options on our list.
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