Most banks give you a starter set of checks for free when you first open a bank account with them. After that though, you’re on your own.
And at some point, sooner or later, depending on how many checks you write, you’ll run out of checks. If you want to restock you will need to pay for your checks. Depending on how often you need to write checks, restocking can end up costing you a sizeable amount.
Ordering checks directly from your bank isn’t always the best option either because it tends to be expensive.
One of the best places to order checks is online.
There are companies that allow you to get checks mailed right to you. This includes personal checks and business checks, and you can choose between duplicate and single checks.
Just in case you don’t already know, duplicate checks come with a thin carbon copy sheet behind each one. This means you’ll have a copy for your records. Single checks don’t have this paper behind them and are cheaper than duplicate checks. Online, you can order both types of checks.
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In this post, I’ll cover my top places to order checks online cheaply!
Table of Contents
Check (pun intended!) with your bank first
As mentioned most banks and financial institutions will give free checks or 2-3 free checkbooks as an introductory offer when you open a bank account with them for the first time.
Some banks actually give you a few (like 5-10) for free after your un out of your initial checks.
This includes almost all small and big banks and financial institutions like credit unions such as:
- Bank of America
- U.S. Bank
- Chase
- Commerce Bank
- Wells Fargo
- SunTrust
- Capital One Financial Corp
This is also true for smaller Credit Unions like Neighbors Credit Union, smaller banks such as Aspiration (review), as well as small regional and local banks.
That said, when there are no more checks left in the initial checkbooks your bank gave you, before ordering new ones, it won’t hurt to simply ask your current bank if they do offer more free checks. You never know!
Also, from time to time, some banks run promotional offers like bank account promotions that give you free money for opening a new Checking or Savings account. from time to time that could include free checkbooks. So take a minute and check with your bank first to see if they offer free checks.
Where is the Cheapest Place to Order Checks From?
Now, if your bank doesn’t offer free checks, consider ordering them from these sites.
1. Bradford Exchange
- Cost: You can get 1 pack of 120 single checks for $19.95 and 1 pack of 100 checks for $22.95
- Types of checks available: Personal checks and business checks.
- Other features: You can get free deposit slips and check register with each order. Fraud protection available.
2. Carousel Checks
- Cost: You can get 125 single checks for just $8.99 and 100 duplicate checks for just $11.99.
- Types of checks available: Personal checks and business checks.
- Other features: More than 3,500 designs available. If you join the company’s email list, you can get 15% off. Carousel Checks is accredited with the Better Business Bureau (BBB), and it has an Excellent rating on Trustpilot too.
3. Super Value Checks
- Cost: You can get 60 single checks starting at just $1.95 or $3.95 for 1 pack of 125 single checks. And, you can get 50 duplicate checks for just $2.95 or 1 pack of 100 duplicate checks for $5.95.
- Types of checks available: Personal checks and business checks.
- Other features: The company has an A+ rating and is accredited by the BBB. Its prices are super low too making it one of the cheapest places to buy checks online.
4. Costco
- Cost: Prices start as low at $15.17 for Costco Executive Members, and $18.96 for Gold Star/Business Members for 250 single checks. For duplicate checks, it costs $16 for Costco Executive Members, and $20 for Gold Star/Business Members.
- Types of checks available: Personal, business checks, and high security checks.
- Other features: Free standard delivery available. There are lots of different designs available like monarch checks, animals and wildlife checks, and general purpose business checks.
5. Checks Unlimited
- Cost: Get 100 single checks for as low as $18.99, and 100 duplicate checks for as low as $24.99.
- Types of checks available: Personal checks and business checks.
- Other features: Lots of deals available like 50% off when you buy 4 boxes.
6. Sam’s Club
- Cost: Get 480 single checks for as low as $13.20, and 330 duplicate checks for just $13.96.
- Types of checks available: Personal checks, high security checks, and business checks.
- Other features: Lots of designs available from basic checks to those that feature different designs.
7. Walmart
- Cost: Prices start at just $7.46 for a pack of 150 single checks, or $8.46 for a pack of 150 duplicate checks.
- Types of checks available: Personal checks, business checks, and designer checks.
- Other features: Free standard shipping available.
By the way, if you need Money Orders, Walmart is actually one of the best places to get Money Orders near you!
8. Checks.com
- Cost: Prices start at as low as $4.95 for a box of single checks, and $5.95 for a box of duplicate checks. A box contains 100 checks.
- Types of checks available: Personal checks and business checks.
- Other features: Free shipping available. And fraud protection is on offer too.
9. CheckAdvantage
- Cost: Get 1 box of 150 single checks for just $14.65 or 1 box of 120 duplicate checks for just $17.80. Each box includes 6 pads of checks, 30 deposit slips, and 1 check register.
- Types of checks available: Personal and business checks.
- Other features: Free shipping is available on personal check orders.
10. Checks in the Mail
- Cost: Prices start at just $5.25 for one pad of 25 single checks, and $7.25 for one pad of 25 duplicate checks.
- Types of checks available: Personal and business checks
- Other features: The site offers thousands of checks with lots of different designs available, like monarchy checks, character checks, and blue safety checks.
What Do You Need to Order Checks Online
To order checks online, you will need some information, which includes:
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- Contact information
- Checking account number
- Bank routing number
- Bank’s contact information
- A check number
Here’s a bit more info about each item required for ordering checks and checkbooks online.
Contact information
So you will need your name and address when ordering checks online.
Checking account number
You can usually find your bank account number on your bank statement or at the bottom of any checks you already have. On checks, your account number is usually the second number from the left (checks use a series of 3 numbers at the bottom).
Bank routing number
Your bank routing number identifies where your account was opened, so it basically acts as an address so that the banking system knows which bank will pay the check. Routing numbers can be found on the bottom of checks, and all you need to do is look for the 9-digit number on the bottom left.
If you don’t have a check, then you should be able to get the routing number from your bank. There are two ways to do this. Firstly, you could visit your bank’s website and see if they list routing numbers on there. Searching Google for your bank’s name, followed by the words “routing number” is a good way to find it. Or, secondly, you could contact your bank and ask them to provide you with the routing number.
Bank’s contact information
Also required is your bank’s contact information. Make sure you enter the correct address – so double check here! Check the address against your existing checks if possible.
A check number
Okay, so if you have been using a checkbook for a while, and you’re on say, check number 99 in your checkbook, then consider starting the new set with check number 100. Ordering checks that start with a check number you haven’t used yet is a good idea for keeping your finances organized. It is, however, optional.
Final Check!
Purchasing checks from the bank can end up being pretty expensive especially when you are ordering them frequently. Ordering them online can work out much cheaper and there are plenty of options for doing so nowadays.
Of course, it’s important to compare prices. Do ask your bank about the price of checks, and then compare that price with those offered online. Don’t go with the first website you come across either. Take the time to compare the price offered by each one and don’t forget to consider factors other than the price such as shipping time, shipping cost, and other features on offer.
Then choose the site that best suits your needs. All of the sites above are legit and safe ways to order checks online at great prices with a wide variety of designs that you can customize.
What do you think is the best place to order checks online? Let us know in the comments section below.
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