But if you’re searching for alternatives with similar—or even better—features, there are plenty of apps like Albert that can help you stay on top of your finances.
Cash advance apps are great for bridging the gap before payday.
Let’s face it, sometimes cash doesn’t stretch far enough. With rising costs and unexpected expenses like car repairs, vet bills, or even replacing a broken washing machine, it’s easy to find yourself short on money.
If you’re in need of a little extra cash, you might be considering using a cash advance app like Albert.
It provides various financial services, including cash advances. With Albert, you can receive your paycheck up to two days early.
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Additionally, Albert offers Instant Overdraft Coverage, allowing eligible members to overdraw their Albert Cash account for ACH transfers, ATM withdrawals, debit card purchases, and other electronic transactions. Limits range from $25 to $250.
Despite being a good option if you’re looking for a cash advance, Albert certainly isn’t your only option.
We’ve compiled a list of Albert alternatives you can try out.
Table of Contents
Apps Like Albert
Keep in mind that while all of these apps offer free versions, the free version is often quite limited. You’ll likely need a paid membership to access loans.
Here are the top ten apps like Albert.
1. Brigit (Android – iOS)
- Loan amount: Up to $250
Brigit is an app that allows you to get a cash advance ranging from $50 to $250.
No credit check is required, which is a major plus. The app can also help you build your credit while you save.
2. Cleo (Android – iOS)
- Loan amount: Up to $250
Looking for an easy way to get cash when you need it? Try Cleo.
This app doesn’t require a credit check and offers a cash advance of up to $250, with no interest charges.
3. Varo (Android – iOS)
- Loan amount: Up to $500
Get cash fast with Varo. This app deposits money directly into your bank account. Plus, you can send and receive instant transfers from digital wallets like PayPal, Venmo, Zelle, Cash App, and Square.
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You can borrow up to $500 from Varo, and the app doesn’t charge interest.
However, there are fees, which vary depending on the amount borrowed. You have 30 days to pay Varo back, and you can make as many payments as you like during that time.
4. Cash App (Android – iOS)
- Loan amount: Up to $200
Cash App (review) is a great alternative to Albert because it’s an all-around finance app. With it, you can receive your paycheck up to two days early.
It also functions as a mobile payment platform, allowing you to send and receive money anytime, free of charge.
You can even invest in stocks and Bitcoin with as little as $1.
Cash App also offers Cash App Boosts, which provide discounts that can save you money at various retailers, including grocery stores, clothing stores, and restaurants.
5. EarnIn (Android – iOS)
- Loan amount: Up to $750
EarnIn helps you get paid for the hours you’ve worked without waiting for payday, making it a solid alternative to Albert.
You can receive your paycheck up to two days early, with EarnIn allowing access to up to $750 per pay period. There are no interest charges.
The app doesn’t require a credit check. If you don’t mind waiting up to two business days for a standard transfer, there are no fees.
However, if you want an instant transfer, you’ll need to pay a fee. You can also leave a tip when transferring your cash, but this is optional.
Read my EarnIn review for more details.
6. DailyPay (Android – iOS)
- Loan amount: Varies
Get access to your earned wages with DailyPay. It offers a DailyPay Prepaid VISA card, which you can use anywhere that accepts VISA debit cards.
With DailyPay, once your workday is finished and your manager has approved your hours, you’ll build up a balance in your DailyPay account.
This balance is available immediately. It can be transferred to your bank account, debit card, or payroll card.
If you’re willing to wait a little for the funds, you can simply schedule the transfer for the next business day without having to pay any fees.
If you want the money faster, you can transfer it instantly, provided that you pay a fee.
Once you’ve made transfers during a pay period, any remaining money is automatically paid to you on your next regularly scheduled payday as Remainder Pay.
7. Empower (Android – iOS)
- Loan amount: Up to $300
If you’re looking for an app like Albert that gives you access to your money fast, with no interest and no late fees, try Empower.
With Empower, you can get a cash advance of up to $300 instantly.
According to the company, 98% of cash advances delivered instantly arrive within 15 minutes. So, Empower is a good app if you need money quickly.
No credit check is required.
Also, you can fund your Empower Card account with apps like Cash App, PayPal, Square Cash, and Venmo.
8. Dave (Android – iOS)
- Loan amount: Up to $500
For quick payments, Dave is an excellent alternative to Albert. With Dave’s ExtraCash account, you can get a cash advance of up to $500. You can receive this money in five minutes or less!
Dave doesn’t charge any late fees, and no direct deposit into a Dave account is required.
No credit check is required either!
9. PayActiv (Android – iOS)
- Loan amount: Varies
Get your cash when you need it with PayActiv – another app like Albert!
This company provides On-Demand Pay and Earned Wage Access (EWA), which give you access to part of the money you’ve already earned before payday.
There’s no credit check required. You can get up to 50% of your earned wages before payday. You’re also able to transfer your money to your existing bank account, debit card, or PayActiv VISA Card.
A feature that sets PayActiv apart from other cash advance apps, and one that makes it a great alternative to Albert, is that it allows you to use your earned wages to pay bills, call an Uber, shop on Amazon, or pick up cash at Walmart directly from the app.
10. MoneyLion (Android – iOS)
- Loan amount: Up to $500
Financial tech company MoneyLion is worth trying if you’re looking for apps like Albert. MoneyLion provides cash advances through a service called Instacash.
Similar to Dave, it allows you to borrow up to $500, and that’s interest-free!
If you don’t mind waiting one to five business days to get the cash, you can receive the money without paying a fee.
If you want the money faster, you can have it available in minutes for a fee.
No credit check is required, which is great.
Final Thoughts: Finding the Right App Like Albert
While Albert is a great option for getting cash advances and managing your finances, there are plenty of alternatives that offer unique features to suit your specific needs.
Whether you’re looking for bigger cash advances with lower fees, more robust budgeting tools, automated savings, or investment options, these apps similar to Albert provide a wide range of solutions to help you take control of your money.
Choosing the right app comes down to your personal financial goals, so take the time to explore these alternatives and find the one that fits your lifestyle.
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