When your Chime account is running low on funds, you’ll need to know how and where to load your Chime card for free so you can top it off.
Chime is a financial technology company that partners with regional banks to provide fee-free banking to consumers.
Just like with other online banks like Chime, Chime members get access to banking with no monthly fees, more than 60,000 ATMs, and a fee-free overdraft of up to $200.
Many popular cash advance apps work with Chime.
You can even use Chime to build credit.
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Consumers can also get a Chime Visa Debit Card. This debit card works anywhere that Visa is accepted. There are no minimum balance requirements or account maintenance fees either.
When you need to add money to your card, knowing where to do it without incurring a fee can save you a couple of bucks each time. Those small fees can add up over time—money you’d rather keep in your account instead of paying unnecessary fees.
Thankfully, you have a few options!
Below, we’ll provide a step-by-step guide on how to load a Chime card for free.
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Where Can I Add Money to My Chime Card for Free?
Just like there are many places where you can load your Cash App card, there are many retailers that allow you to load money onto your Chime card as well, but most of them charge a fee.
You can deposit cash into your Chime Checking Account at more than 8,500 Walgreens and Duane Reade locations without having to pay a fee.
How to Load Your Chime Card for Free
You can load your Chime card for free at Walgreens and Duane Reade stores.
You can make up to three deposits every 24 hours. The maximum amount you can deposit is $1,000 every 24 hours and up to $10,000 every month.
Here’s a step-by-step guide on how to load your Chime card for free at Walgreens and Duane Reade.
Step One: Visit your local Walgreens or Duane Reade store
The first step is to visit your local Walgreens or Duane Reade store.
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You can visit this page to find a Walgreens or Duane Reade location near you. You’ll need to head into your local store to load your Chime card.
Step Two: Get the cashier to load the money onto your card
At the store, ask the cashier to make a deposit to your Chime account at the register. They may refer to this as a “cash reload.”
Give your Chime debit card and the cash you want to deposit into your account to the cashier. You may be asked to provide your ID. Be sure to follow any policies the store has in place for depositing cash to your Chime account.
Step Three: Check your balance and use the cash however you want
Cash deposits typically post within two hours of a successful transaction. After that timeframe, you should be able to see the money in your Chime account. You can then use your card to pay for whatever you need.
Other Places Where I Can Add Money to My Chime Card Near Me
Although Walgreens and Duane Reade are the only two retailers where you can load a Chime card for free, there are many other places to load your card if you’re willing to pay a fee.
If you want more options for funding your Chime account, try these retailers that allow you to deposit cash into your Chime account (not the card!) for a fee:
- Walmart
- 7-Eleven
- Speedway
- Dollar General
- Family Dollar
- CVS
- Rite Aid
- Pilot Travel Centers (Pilot Flying J)
- Holiday Station Stores
- Circle K Stores
- GPM Investments
- Sheetz Inc.
- TA Operating LLC (Travel Centers of America)
- Royal Farms
- Cumberland Farms Corp
- Kwik Trip Inc.
- Krause Gentle (Kum & Go)
Transfer Money from a Third-Party Bank Instead
Going to a retail store to deposit cash isn’t the only way to fund your Chime account.
You can also link an external bank account that you own to your Chime Checking Account and then transfer money from your bank account to your Chime account.
You can link your bank account to your Chime Checking Account in the Move Money section of the Chime app or by logging into your account online.
Under “Move Money,” select “Transfers.” You’ll then be prompted to enter the login credentials for the external bank.
Once you’ve done that, your external bank account will be instantly linked to your Chime Checking Account.
Then, you’ll be able to make unlimited transfers from the external account to your Chime Checking Account.
Transferred funds will be available within five business days.
Currently, Chime supports transfers from the following banks:
- Chase
- Bank of America
- Wells Fargo
- Citi
- US Bank
- USAA
- Fidelity
- PNC Bank
- Capital One 360
- TD Bank
- SunTrust
- Navy Federal
- Charles Schwab
Chime says that it hopes to add more banks in the near future.
Loading Your Chime Card: Closing Thoughts
Finding where to load your Chime card for free can save you time and money. Use the options listed above to easily add funds without any fees.
Wrapping up, it’s all about convenience and keeping more cash in your pocket!
Terrica Taylor
I want to make money
Saeed
Terica, we have a lot of posts on how to make money online and offline. Go to our “Make Money” category (link in the header menu) and have a read. I am sure you’ll find a few options that suit you. Good luck!