Capital One Shopping Review: Legit or Overrated? (My Honest Take!)

But does it really work?

And more importantly, is Capital One Shopping legit?

In this Capital One Shopping review, I’ll cover key details about this shopper-friendly platform, from how it works, to whether it’s legit, to how much you can save.

What is Capital One Shopping?

Capital One Shopping is a browser extension, mobile app, and website that offers various tools that can save you (the consumer) money.

With Capital One Shopping, you can get access to coupons, deals, price comparison tools, and rewards on shopping.

It is owned by Capital One Finance Corporation, which is a large financial institution.

How Does Capital One Shopping Work?

Capital One Shopping offers an extension, mobile app, and website. The browser extension is probably my favorite feature as it makes saving money on shopping super easy.

In this section, I’ll cover how each aspect of Capital One Shopping works.

Capital One Shopping Browser Extension

The browser extension from Capital One Shopping is an excellent feature. I think that it provides a better way to find savings than the mobile app – the mobile app is still useful though and can be used to find coupons, earn rewards, and more.

The browser extension is excellent for coupons, shopping rewards and price comparison.

Add it to your browser, and shop like normal, and you can get lots of money-saving benefits.

Here’s what you can expect from the browser extension:

Coupon codes

Once installed on your browser, the browser extension will help you to find coupons that can save you money when shopping online.

When you are on a website that works with Capital One Shopping, you can click the “try codes” button while checking out.

The extension will automatically apply coupon codes that it finds, saving you cash!

Capital One Shopping rewards

Another awesome feature of the extension is the rewards that it offers. Capital One Shopping partners with select online retailers to provide you with a percentage of what you spend on eligible online purchases back.

Basically, it’s like a cashback program. You spend a certain amount and receive a percentage of it back.

I love cashback shopping because you’re getting money for something that you already planned to do anyway.

I’ve gotten $100s back in reward cash.

Now, I will say that the rewards from the extension are different to your typical cashback program where you get a cash rebate from your purchases.

You can’t redeem the rewards you get for actual cash via PayPal or bank deposits. Instead, you get the money back as shopping rewards, which you can then redeem for gift cards to popular retailers through Capital One Shopping.

This is a good way to earn some free gift cards – and, hey, it’s still free cash to spend!

You can also find rewards through the app, but the browser extension just tends to make the process faster and easier!

As your rewards accumulate, they’ll be listed as a cumulative dollar amount in your Capital One Shopping account. While they are not directly cashback, they will go into your account and can be redeemed for gift cards for popular retailers.

Price comparison tool

Okay, so another one of my favorite aspects of the platform is the price comparison tool.

There have been so many times where I’ve kicked myself because I’ve found an item for a cheaper price on another site than where I made my purchase.

Just doing a price comparison before you buy something can save you money.

That’s why the extension is good. It allows you to compare prices.

Like many shoppers, you may use Amazon to buy a lot of stuff – I know I do.

The browser extension will compare Amazon prices to prices on other websites to make sure that you’re getting the best deal.

It will automatically search for lower prices on other websites when you select a product and its options. It will let you know if it doesn’t find a better deal than Amazon.

It only takes like 10 to 15 seconds to receive the search results. And you can click on the Capital One Shopping pop-up to see additional information.

Because pop-ups are a feature of the browser extension, you’ll need to have them enabled in order to use this particular feature.

Capital One Shopping Mobile App

Capital One Shopping also has an app that gives you lots of opportunities to save money.

The app is available for iOS devices on the App Store and for Android devices on the Google Play store.

The main difference between the app and the browser extension is that with the app, you need to shop through the app to find savings, while with the browser extension, you can simply shop at supported merchants directly without having to go through the Capital One Shopping website.

With the app you can find deals and savings at multiple stores.

You can also earn rewards and redeem them for gift cards.

The app also allows you to find and apply available coupon codes.

The app is good but doesn’t have quite as many features as the browser extension does and it’s not quite as seamless to use. For example, applying coupon codes with the app isn’t as smooth as applying them on the browser extension.

Capital One Shopping Website

You can also save money on shopping by using the Capital One Shopping website on its own – without having the browser extension enabled.

The website has a bunch of different features on offer.

You can use it to check and compare prices for thousands of products.

The platform has its own search engine that makes it easy to view prices across various sites. And you can even use it without having to sign up for a Capital One Shopping account.

Just type in the name of the product you want, hit enter, and it will display a bunch of different stores with coupons or rewards and a ton of product results.

How Much Can You Save with Capital One Shopping?

You can save $100s per year with Capital One Shopping. Of course, it depends on how much money you’re spending and the deals you get.

Let’s say you spend $1000 on shopping online within the year and received 30% cashback, this would net you a saving of $300 for the year.

Is Capital One Shopping Legit & Safe?

Yes, Capital One Shopping is a legit platform that actually saves you money when you shop online. It’s owned by Capital One Financial Corporation, a well-known financial holding company that offers a variety of financial services such as credit cards, loans, and bank accounts.

Capital One Shopping is not a scam and can be used to get deals, coupons, and rewards on purchases. It has millions of downloads and lots of positive reviews from users on the App Store and the Google Play store.

Below, I’ll cover some reviews and rating of the platform to give you a better idea of its legitimacy.

Capital One Shopping User Reviews & Real Experiences

Like I said above, Capital One Shopping is a legit platform. It’s good to look at reviews too though, so you can get a better idea of what the platform is actually like to use.

After all, just because a platform isn’t a scam, it doesn’t mean that users are having a good experience with it.

Thankfully, the reviews of Capital One Shopping are mostly positive.

Here’s how it’s rated across app stores:

• The App Store: 4.9 stars
• The Google Play store: 4.7 stars

On the Google Play store, one user praised Capital One Shopping, saying:

• Installed and used this app to look for the best price on something that was a little out of my budget at the moment but I really needed. The app automatically attempts every coupon available until the valid one with the highest discount is applied. This is a great time saver instead of having to search online. I ended up getting a $400 item for $279. So far so good, no glitches or issues with the app performance and no battery drain.

Many people on Reddit talk highly of the platform too.

One user on this Reddit thread says that they bought a pair of Puma cleats that were supposed to be $250+ after tax for just $93 using Capital One Shopping.

Now, it’s not all positive. There are some users that complain about the platform, like a user on this Reddit thread.

Now, on Trustpilot, Capital One Shopping has a rating of just 1.3 stars. That’s not good. However, I was quite surprised by that rating considering that from my research, I found most reviews and ratings from users to be positive.

Overall, Capital One Shopping is positively reviewed by users who praise the platform for its ease of use and money-saving benefits.

Pros & Cons of Capital One Shopping

Before you use a platform, it’s a good idea to weigh up the pros and cons. Doing this can help you to decide whether or not to use it. And that’s exactly what we’ll do in this section.

Below, we’ll cover the pros and cons of Capital One Shopping, so that you can choose whether or not you want to try out the platform.

Pros

Here are the pros of the platform:

• The extension will automatically find and apply coupon codes, so you can save money effortlessly.
• You can earn rewards on your shopping.
• You can get access to multiple rewards.
• The platform is well-rated and reviewed by users for the most part.
• You can use it to compare prices between supported merchants.
• It’s a legit platform that can save you money on shopping.

Cons

Here are the cons of the platform:

• You can only redeem shopping rewards for gift cards, not for cash via PayPal or bank transfer.
• It can take a while to process some rewards and add them to your balance.

Capital One Shopping FAQs

Having lots of information about a platform can help you to determine if it’s the right fit for you.

In this section, I’ll provide answers to some commonly asked questions about Capital One Shopping.

This will provide you with more information about the platform and whether or not you should use it.

Is Capital One Shopping safe?

Yes, Capital One Shopping is a safe platform. It’s owned by Capital One Financial Corporation, a legit, well-known company.

It does collect data to personalize your shopping experience, but it uses stringent data protection protocols.

Is Capital One Shopping free?

Yes, Capital One Shopping is totally free to use. You can use the browser extension, website, and mobile app for free.

Is there a downside to Capital One Shopping?

The only downside really is that you can only redeem shopping rewards for gift cards, and not for actual cash via PayPal or your bank account.

What is better, honey or Capital One Shopping?

While there are a few other similar tools like Rakuten (read my Rakuten review here) and RetailMeNot, COS is usually compared to Honey.

Honey and Capital One are both legit companies that help you to save money when shopping online. Both offer a browser extension that will automatically apply coupons and give you rewards that you an redeem for gift cards.

Capital One has a price comparison tool that makes it easy to compare prices between different retailers. Honey will show you the price history of what you’re shopping for, which is also helpful, as it can help you to know if the current deal is good by looking at previous prices.

Overall, Capital One just edges out Honey because it offers more features and ways to save money. Both Capital One Shopping and Honey are good though, so feel free to try out both to see which one best suits you.

Does Capital One Shopping work on Amazon?

Capital One Shopping is compatible with Amazon.

Capital One Shopping can be used to compare prices on Amazon to those at other retailers. This can help you to determine whether you’re getting the best deal.

Are there hidden fees for Capital One Shopping?

No, there are no hidden fees for using Capital One Shopping.

Is Capital One Shopping Worth It?

Capital One Shopping is worth it if you shop online often and are looking to save money on your purchases and earn rewards.

The platform enables you to effortlessly compare prices, get deals on shopping, and earn rewards that you can redeem for gift cards when you shop online.

Anyone who wants to get better deals and save money when shopping online should definitely try Capital One Shopping.

How to Sign Up & Use for Capital One Shopping

Getting started with Capital One Shopping is really easy and quick.

By the way, you don’t need to have a Capital One credit card or an online bank account with them to use the tool.

Follow these simple steps to start saving money today:

1. Sign Up for Free

• Visit the official Capital One Shopping website.
• Click “Get the Free Extension” or “Sign Up” if using the mobile app.
• You can sign up using your email or a Google account.

2. Install the Browser Extension (Optional but Recommended)

If you want to make finding and applying coupons easy and automatic so you don’t even have to remember using it every time you shop online, install the Capital One Shopping browser extension. It works with Chrome, Firefox, Edge, and Safari.

It automatically applies coupon codes and finds better prices while you shop online.

3. Log In & Start Shopping

Once installed, log in to your account to familiars yourself with the features.

From then on, all you do is shop as usual, and Capital One Shopping will do the rest automatcially.

4. Earn Shopping Credits & Get Paid

Some purchases qualify for Shopping Credits, which you can redeem for gift cards to popular retailers like Walmart, eBay, and more.

The extension and app notify you if a store offers Shopping Credits before you buy.

Once you’ve accumulated enough credits, you can redeem them for free gift cards directly within your account.

That’s it!

There isn’t much else to it. It’s a great tool for saving money automatically whenever you shop online.

Overall Verdict: Capital One Shopping Review

Overall, Capital One Shopping is an excellent platform that gives you a whole suite of money-savings features – from price comparison tools to coupons.

The app and website are both excellent. The browser extension is where Capital One Shopping really shines though. It automatically finds and applies coupon codes for you.

This not only saves you money, but time too.

I know that I’ve wasted time searching around a bunch of different sites to try to find a coupon code for what I’m buying that actually works. With this browser extension, I have none of that hassle.

I can simply let the extension do the work for me. It will find coupons for me and apply them. It’s totally hassle free.

I also like the fact that the platform allows me to compare prices on Amazon to those at other retailers. And the cashback rewards are good too allowing me to earn free gift cards when I shop online.

It’s an excellent platform, and one you should definitely try out if you’re looking to get the best deals and save some money when you’re shopping online.

Have you ever used Capital One Shopping? If so, feel free to leave your own Capital One Shopping review in the comments section below.