14 Best Apps Like Cash App: Transfer Money Fast! [2024]

Let’s face it: Cash App is quite awesome. It’s no wonder that it has over 80 million users per year.

In fact, there are several ways you can earn money through Cash App. With that said, you probably want to explore other apps like Cash App.

However, Cash App, like most other similar mobile payment apps, isn’t perfect. While it excels in certain areas, it lacks in other areas. The biggest issue is that when it comes to sending and receiving money internationally, it’s quite limited. So if you have relatives outside the U.S. and the U.K. and need to send and receive peer to peer payments outside said countries, you will have to look for Cash App alternatives.

Top Cash App Alternatives

Each of these mobile transfer apps is excellent in its own right and a great alternative to Cash App. You might even come across one you never heard of before.

1. Apple Pay

If you love everything Apple, check out Apple Pay! This app allows you to make purchases without worrying about having cash or credit/debit cards on hand. And there are so many places that accept Apple Pay, there are even gas stations that take Apple Pay, that you don’t have to worry about not being able to use in most places.

Already own an Apple device? You’re in luck because you don’t have to download anything! Apple Pay is already built into Mac, Apple Watch, iPhone, and iPad. Just link your debit or credit card to the Wallet installed on your Apple device.

Additionally, it has Apple Cash, a virtual card that allows you to store and send payments to retailers, colleagues, or loved ones.

2. Google Pay

Google Pay helps you send and manage money at the same time.

Transfer payments to a friend or a bunch of friends to split a bill.

Google Pay also keeps records of recent transactions, how much you spent, and the amount of money you have in your accounts.

With Google Wallet, you can easily locate tickets, payments, loyalty programs, and other digital cards.

Best of all? When you accept offers from your favorite businesses, you receive cashback rewards.

3. Meta Pay

Formerly known as Facebook Pay, Meta Pay allows you to pay through online checkouts, Instagram, Messenger, Portal, and of course Facebook.

You don’t have to worry about security because this app includes anti-fraud monitoring and data security.

Run an online business through Facebook or Shopify? Offer Meta Pay as a payment option to your clients at no cost to you. They can use their stored logins to fly through online checkouts.

If you need assistance with your account, you can contact customer service via email or chat 24/7.

4. Payoneer

If you’re an e-commerce business owner, you should consider Payoneer.

Choose from two different types of accounts: individual or company.

Payoneer enables you to receive US, EU, GBP, and many other international payments.

In addition, you can transfer your earnings to an ATM or bank account in hundreds of currencies and countries.

Owed money? Use Payoneer’s billing service to invoice customers, deliver automatic reminders, and monitor your payment until you receive it.

When you need to pay your contractors or suppliers, you can do it one at a time or pay up to 200 people all at once. It’s free to send money to someone else’s Payoneer account, but you need to pay a small fee to deliver a bank transfer.

5. PayPal

PayPal has been around for quite some time. During its founding in 1998, it used to be called Confinity before adopting its current name a few years later.

It’s still popular today since people use it to shop, pay bills, or receive money.

One of its coolest features is Pay Later. If you want to buy something but can’t afford to pay it off right away, you can either pay your balance in four installments billed biweekly or make monthly payments. Whatever you choose, you won’t be charged late fees.

PayPal also offers physical cards: PayPal Credit and PayPal Debit.

With PayPal Credit, you can use it and not worry about paying interest as long as you pay off your purchase within six months. You even get two percent and three percent cashback rewards on non-PayPal and PayPal purchases respectively.

Using PayPal Debit only requires a PayPal Balance Account. There are no minimum balances for you to keep or a credit check to go through. If you need to make a withdrawal, it costs nothing to use your card at several US MoneyPass locales.

There’s even a crypto option to sell and buy with well-known cryptocurrencies like Ethereum and Bitcoin. It’s also a great place where you can sell NFTs (Non-Fungible Tokens) via PayPal.

6. Paysend

Need to send money to a loved one in another country? Download Paysend!

Through Paysend, you can deliver an online payment to anyone in over 120 nations.

At only $2 per transfer, it’s very affordable to send money to your relatives or friends. Just use your Paysend Link mobile number or debit/credit card to pay someone.

All transfers take up to three business days to process.

7. Remitly

Remitly allows you to send and receive money to more than 145 countries via four different methods:

• Cash Pickup
• Bank Deposit
• Mobile Payment
• Home Delivery

Fees vary depending on the method you choose, but it’s about $0-$4. Economy and Express payments cost extra.

8. Revolut

Over 20 million are Revolut members because sending money abroad is affordable through its app. You can transfer and receive funds in more than 30 currencies.

How? Use a QR code or a payment link to send/request money.

Revolut also includes features that let you split bills with friends and share your @Revtag handle for social media payments.

Fees range between $0.20 and $10. However, transfers between Revolut members are free.

9. Samsung Pay

Samsung Pay is a must-have, especially if you live in Chicago, Portland, or New York.

Why? Their transportation services accept this app’s fare payments. Just tap your phone on the mobile pay device or select your card to pay.

Furthermore, it comes with Samsung Wallet, a handy place for storing gift cards and credit/debit cards on your phone.

Shopping with Samsung Pay is a breeze. Once you complete your purchase, you can finalize it with an iris scan, PIN, or fingerprint.

10. Skrill

More than 15,000 websites accept Skrill payments.

You can deposit funds via debit/credit, PaySafe Card or Cash, and bank account for free. Withdrawals cost $5.50.

Sending/receiving money costs nothing between Skrill members as long as currency conversion doesn’t come into play.

It truly pays to use Skrill’s Knect Loyalty Program. With each $1-purchase, you earn 1 point.

11. Stripe

Stripe is a useful tool for entrepreneurs.

Whether your niche is marketplace, e-commerce, or any other online business, you can set up and accept payments of over 135 currencies.

Stripe Checkout makes website purchases simple for both you and your clients. This pre-made feature provides payment options like ACH, Google Pay, and approved debits.

Don’t have a website? That’s okay since you can create Payment Links to let them pay you online.

12. Venmo

Perhaps one of the best known online payment apps like Cash App is Venmo.

Why does Venmo have 83+ million members? It’s because Venmo’s a social and payment platform.

When sending/receiving payments, you can keep them private, share with others in your feed, or tell everyone.

Though there’s a fee for sending money via credit card, you don’t have to pay anything to send money through your Venmo account, debit card, or bank account.

You can even set up a business profile to accept client payments via online and mobile apps.

13. Wise

Whether you have a pen pal or travel often, it’d be wise to own the Wise app.

Wise lets you send money to 80 countries, hold and convert 53 currencies, and receive payments from 10 currencies through your account.

Like shopping abroad online? Buy the Wise Card for $9 and shop to your heart’s content in 170+ nations.

14. Zelle

What’s interesting about Zelle is that it doesn’t just have an app of its own; it’s already available on thousands of banking apps.

Even if your bank doesn’t provide a Zelle option, you can still send payments to other US bank accounts by entering their mobile number or email address.

You or your friends/family don’t need to pay any fees to send or receive money.

Apps Like Cash App: Wrapping It Up!

Whether you want a quick way to pay someone or get paid, you can download one or more of these apps.

With so many great Cash App like apps, not only you can send and receive money nationally, but you can also do so internationally. And since there are a lot of great apps like Cash App, if you don’t like one, you can try the next similar app to find the one that works best for your needs.