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Privacy Policy

Last Updated: August 19, 2025

Here at MoneyPantry.com, we take your privacy seriously. Protecting your private information is our priority, and we hope the following statement will help you understand how we collect, use, and safeguard the personal information you provide to us.

By visiting and using this website (the “Site”), you agree that your use of our Site, and any dispute over privacy, is governed by this Privacy Policy.

Who We Are

Our website address is: https://moneypantry.com. We are Money Pantry Media LLC, a company located in Missouri, USA.

The Information We Collect

How we collect and store information depends on the page you are visiting and the activities you participate in.

1. Information You Provide Voluntarily

Comments: When you leave comments on the site we collect the data shown in the comments form, and also your IP address and browser user agent string to help with spam detection.

Newsletter: We collect your name and email address when you voluntarily sign up for our email newsletter.

Media: If you upload images to the website (for example, as part of a comment), you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website. Additionally, to optimize images for better performance, user-submitted images may be transmitted to third-party image compression servers (located in the U.S. or other countries) and stored on a global content delivery network (CDN). These images are typically stored for up to 30 days.

2. Information We Collect Automatically

Like most websites, we also collect information automatically through the use of electronic tools. This automatically collected information may include your IP address, browser type, operating system, the pages you view on our site, and the dates/times of your visits.

How We Use Your Information

We use your information to help enhance your visit and deliver more individualized content. Specifically, we use personally identifiable information to communicate with you about new content, our services, and other topics we think you might find of interest.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. After approval of your comment, your Gravatar profile picture is visible to the public in the context of your comment.

Cookies and Tracking Technologies

A cookie is a small text file stored on a user’s computer. We use cookies to help recognize you and hold information from your visit, making your experience more convenient.

  • If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
  • If you have an account and you log in to this site, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
  • When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks.

Our advertising partners may also use cookies on our site. We do not have access to or control over these third-party cookies.

Embedded Content from Other Websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with that content if you have an account and are logged in to that website.

Our Use of Specific Third-Party Services

To operate and improve MoneyPantry.com, we rely on a few key third-party services. Below is a detailed explanation of what they are and how they handle data.

Google Analytics

We use Google Analytics to help us understand how visitors use our site. This is a vital tool that shows us which articles are most helpful, where visitors are coming from, and how we can improve the user experience. Google Analytics collects anonymous, aggregated information like the pages you visit, the time you spend on the site, and your general location (e.g., country or state). It does not collect any personally identifiable information like your name or email address.

You can learn more about how Google uses this data here. If you wish to opt out of being tracked by Google Analytics across all websites, you can install the Google Analytics Opt-out Browser Add-on.

Google AdSense & Advertising

We use Google AdSense to display advertisements on our website. This is a primary way we are able to fund the site and keep our content free for everyone. Google and its partners use cookies to serve ads based on your prior visits to this website and other websites on the internet. This is known as personalized advertising.

You may opt out of personalized advertising by visiting Google’s Ad Settings. Alternatively, you can opt out of some third-party vendor’s use of cookies for personalized advertising by visiting www.aboutads.info/choices/.

Who We Share Your Data With

We do not sell, rent, or barter your personal information with unauthorized third parties. However, we do share data with certain trusted third-party services that are essential for the operation of our website. For example:

  • Visitor comments may be checked through an automated spam detection service.
  • If you request a password reset, your IP address will be included in the reset email.
  • We share your name and email with our email service provider (Aweber Inc.) to send you the newsletter you requested.

How Long We Retain Your Data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. Website administrators can also see and edit that information.

Your Data Rights (GDPR & CCPA/CPRA)

You have specific rights over your data, and we take them seriously. Under privacy laws like the GDPR and CCPA/CPRA, you have the right to:

  • Right of Access: You can request a copy of the personal data we hold about you. If you have an account on this site, or have left comments, this includes a request to receive an exported file of that data.
  • Right of Rectification: You can request that we correct any inaccurate personal data about you.
  • Right to Erasure (The “Right to be Forgotten”): You can request that we delete your personal data. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
  • Right to Restrict Processing: You can request that we limit the use of your personal data.
  • Right to Data Portability: You can request to receive your personal data in a commonly used, machine-readable format.
  • Right to Object: You can object to us processing your personal data for marketing purposes.
  • Right to Opt-Out of Sale: For California residents, you have the right to opt out of the “sale” of your personal information. We do not “sell” personal data in the traditional sense, but some data shared with advertising partners may be considered a “sale” under the law.

To exercise any of these rights, please contact us using the information at the bottom of this page. In protection of your privacy, we may need to verify your identity before we can fulfill your request.

Children’s Privacy (COPPA)

This Site is not directed to children under the age of 13 and we do NOT knowingly collect personally identifiable information from children under the age of 13. If we become aware that we have inadvertently received personal information from a user under the age of 13, we will delete such information from our records. We comply with the Children’s Online Privacy Protection Act (COPPA).

Data Security and Breach Notification

We take reasonable measures to protect your information from unauthorized access or disclosure. Should a data breach occur, we will take responsive action, which may include notifying affected users via in-site notification or email within a reasonable timeframe, in line with Fair Information Practices.

CAN-SPAM Act Compliance

We collect your email address for our newsletter in order to send information and respond to inquiries. We agree to honor opt-out/unsubscribe requests quickly and allow users to unsubscribe by using the link at the bottom of each email.

Changes to This Policy

The online world is constantly changing. We reserve the right to change this policy at any time. We will post changes to this page and update the “Last Updated” date at the top.

Contacting Us

If there are any questions regarding this privacy policy, you may contact our Data Protection Officer using the information below.

Money Pantry Media LLC
14940 Afshari Cir
Florissant, MO 63034
United States
satrap (at) moneypantry (.) com

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© 2013-2025 MoneyPantry Media LLC. All Rights Reserved.
Satrap is not a financial advisor & MoneyPantry.com is for entertainment & educational purposes only. Material shared on this blog does not constitute financial advice nor is it offered as such. As mentioned in our Disclosure page, MoneyPantry may have a financial relationship with some of the companies mentioned on this site, including Credit Card providers, and as such it may be compensated with a referral/commission fee. All trademarks, registered trademarks and service marks mentioned on this site are the property of their respective owners.